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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (106140 reviews)

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4.90

Based on 106,140 reviews, last reviewed 13th May 2026

2551150% increase in 5 star reviews

in the past 90 days

7550% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Easy access to buy things with just my email Easy access to buy things with just my email Reviewed on: 13th May 2026

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (106140)

Always use PayPal as it makes me feel safe

Always use PayPal as it makes me feel safe Reviewed on: 5th May 2026

PayPal secure payment review

It’s just so easy to pay for items with PayPal you don’t have to give your card details to companies you don’t know. It’s secure if you do have a problem the customer service time are fantastic at helping people and sorting out the problem. Reviewed on: 5th May 2026

Quite good but need lower fees

Fine. Pay in 3 is good. Lot of people do friends and family when buying stuff on forums because of the fees. It would be good if there was a lower rate for direct selling with the protection of PayPal. Reviewed on: 5th May 2026

Easy in app interaction, makes it clear to follow al...

Easy in app interaction, makes it clear to follow along with repayment schedules etc. Reviewed on: 5th May 2026

Very easy to use and easy to plan ahead

Very easy to use and easy to plan ahead Reviewed on: 5th May 2026

Hassle free.

Hassle free. Easy to apply. No problems Reviewed on: 5th May 2026

PayPal fab

PayPal enabled me to buy goods that I couldn’t afford to pay upfront. To me this is priceless, I’m very grateful to be able to have this privilege. Now in future I can purchase items to make our lives better and happier Reviewed on: 5th May 2026

Easy to use, super helpful

Really easy to use the app and credit with many sites, making it super accessible Reviewed on: 5th May 2026

Why wouldn't you use Paypal Credit

When purchasing bigger items I always use Paypal Credit so that i can spread the cost and make my money work for me. Reviewed on: 5th May 2026

PayPal credit

Had a payment i wasn’t sure about so disputed it was told my account would be on hold spoke with PayPal credit and it was resolved straight away the staff member went through everything with me. Reviewed on: 5th May 2026

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