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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 148,766 reviews, last reviewed 4th Jul 2026
4499750% increase in 5 star reviews
in the past 90 days
13250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Really easy to use. Really easy to use. I feel safer paying with PayPal and won't buy if that option is not available Reviewed on: 4th July 2026
Tracy M's avatar
Tracy M

Latest lowest rating:

2

Can't make separate transfers. Can't make separate transfers. Just direct debit Reviewed on: 4th July 2026
Michu's avatar
Michu
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
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PayPal PayPal Credit reviews (148783)

Great experience makes sense to use

5
Great experience makes sense to use Reviewed on: 15th June 2026
Jk's avatar
Jk

Easy to use clear in terms of requirements

5
Easy to use clear in terms of requirements Reviewed on: 15th June 2026
Laura p's avatar
Laura p

Excellent

5
Excellent service would recommend Reviewed on: 15th June 2026
Wayne m's avatar
Wayne m

Had my account hacked and had to get customer servic...

5
Had my account hacked and had to get customer services to refund my account Reviewed on: 15th June 2026
Rhoda's avatar
Rhoda

I use PayPal when shopping on line I have done credi...

4
I use PayPal when shopping on line I have done credit and pay in 3 instalments Reviewed on: 15th June 2026
Nina's avatar
Nina

I have good experience about the services

5
I have good experience about the services Reviewed on: 15th June 2026
Grigorescu Ervin's avatar
Grigorescu Ervin

Paypal credit

5
It so easy to use ,and you can check what you have spent ,just by logging on the app. Reviewed on: 15th June 2026
Wayne C's avatar
Wayne C

Easy to use and good payment options

5
Easy to use and good payment options Reviewed on: 15th June 2026
Pauline F's avatar
Pauline F

Had no problems with PayPal, been using it for years.

5
Had no problems with PayPal, been using it for years.. As come in handy when I have been short of cash and needed something in a emergency.. Reviewed on: 15th June 2026
Carl's avatar
Carl

Excellent

5
Seamless experience. I will definitely recommend to others Reviewed on: 15th June 2026
Balogun B's avatar
Balogun B

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