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PayPal: PayPal Credit reviews

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4.90
Based on 106,226 reviews, last reviewed 13th May 2026
2555200% increase in 5 star reviews
in the past 90 days
7550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

character - Good start, but tell us a little more. character - Good start, but tell us a little more. Reviewed on: 13th May 2026
Ziro 's avatar
Ziro

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026
JWB's avatar
JWB
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (106226)

I know l can rely on PayPal, it’s trustworthy and al...

5
I know l can rely on PayPal, it’s trustworthy and allows affordability for those buying options that would be otherwise impossible. Customer service is excellent, friendly and helpful. They always inform you in advance when payments will be taken allowing informed budgeting. Reviewed on: 5th May 2026
Pamela English's avatar
Pamela English

Been using PayPal for years and had no problems .

5
Been using PayPal for years and had no problems . Easy to use to pay for items and receive payments Reviewed on: 5th May 2026
Bozzybears's avatar
Bozzybears

Simply the best.

5
It's quick, clean and easy to use. Reviewed on: 5th May 2026
Dean Murdoch 's avatar
Dean Murdoch

As a paypal customer it has been great

5
As a paypal customer over many years I have had an excellent experience and the ease of use is an added bonus. To budget and to settle debt with ease is first class experience. Reviewed on: 5th May 2026
John's avatar
John

THE WORST THERE IS AVOID!!!

1
Very bad experience, before the first payment of £160 was due I had already paid over £300 off of my bill. I was then given a late payment charge & told I would have to pay a double payment the following month. I tried to explain this on the phone but apparently its my fault for paying too quickly. Im also being charged £9 interest when it stated iintrest free if paid off within 6 months. Avoid at all cost. Absolutly the worst I have ever dealt with. Reviewed on: 5th May 2026
Kelly B's avatar
Kelly B

It’s a good system but I would like increase limit m...

5
It’s a good system but I would like increase limit myself. Reviewed on: 5th May 2026
Paul's avatar
Paul

My go to every time to make a secure payment.

5
My go to every time to make a secure payment. Reviewed on: 5th May 2026
Maggie L's avatar
Maggie L

The service has always been easy to use, there’s alw...

4
The service has always been easy to use, there’s always someone to talk to if your struggling and can’t fault PayPal credit. Reviewed on: 5th May 2026
Dean Paul Kenny's avatar
Dean Paul Kenny

I needed a small loan for a household appliance and...

5
I needed a small loan for a household appliance and looked around for a good deal. PayPal Credit came out tops for a good rate and ease of application. I would use again and recommend to anyone who needs such a short term loan. Reviewed on: 5th May 2026
John A's avatar
John A

Using PayPal helps in financial situation and are ea...

5
Using PayPal helps in financial situation and are eager to help when issues arise. Reviewed on: 5th May 2026
Mariam Yisa 's avatar
Mariam Yisa

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