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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (106280 reviews)

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4.90

Based on 106,280 reviews, last reviewed 13th May 2026

2557550% increase in 5 star reviews

in the past 90 days

7550% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Have had a few items on PayPal credit and the proces... Have had a few items on PayPal credit and the process has been simple and straight forward, no fuss no worries. PayPal always remind you of when payme... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (106280)

Promotional Offers

Promotional offers make it easier to keep track of repayments each month and customer service allways get back to you fairly quickly Reviewed on: 5th May 2026

Mostly good.

Always useful. Main issue is payments aren't same day, so sometimes I make a payment and think it's cleared, then it's taken the next day and I've already budgeted for what I thought was left. Reviewed on: 5th May 2026

Not had to use customer service so can’t comment on...

Not had to use customer service so can’t comment on that but otherwise great service Reviewed on: 5th May 2026

Very good!

Very good! Enjoy using, no problems with use Reviewed on: 5th May 2026

Can’t fault them

Can’t fault them at all, great credit terms plus pay in 3 option. Perfect! Reviewed on: 5th May 2026

PayPal have always been there when I need them.

PayPal have always been there when I need them. Reviewed on: 5th May 2026

Xgood service

Good service. Easy to use like the 3 payments & extra credit Reviewed on: 5th May 2026

Always use PayPal whenever possible it a safe way to...

Always use PayPal whenever possible it a safe way to make a payment online Reviewed on: 5th May 2026

Easy and excellent service.

Easy and excellent service. Easy payment options. Reviewed on: 5th May 2026

Cross Border money experts.

Paypal helps me pay friends and businesses partners across borders at excellent rate. The service is reliable and usually works ten times out of ten. I particularly like the PayPal credit which makes me quickly send money when I am in a spot and pay back later. The secured nature of the service is another strong reason I have faith in using them for payment. Reviewed on: 5th May 2026

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