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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (108078 reviews)

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4.90

Based on 108,078 reviews, last reviewed 16th May 2026

2639650% increase in 5 star reviews

in the past 90 days

7650% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Ace company and app, PayPal is a great go to for se... Ace company and app, PayPal is a great go to for secure payment Reviewed on: 16th May 2026

Latest lowest rating:

1

PayPal itself is a very useful tool, my issue with i... PayPal itself is a very useful tool, my issue with it is in relation to the owner. Reviewed on: 16th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (108078)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

I've had a few issues over the years with scam traders.

I've had a few issues over the years with scam traders. Paypal have sorted and fully refunded me in all cases. It gives me real re-assurance when making online purchases, as I feel protected against rogue companies or scammers. The Pay later or Pay in instalments is also really useful at times. Overall, I'm very happy with the PayPal experience and would recommend to anyone. Reviewed on: 6th May 2026

Interest free repayment and an electronic credit card

In an era when banks are making money and we all ignore interest and bank charges, PayPal are doing things a bit different. It may only be small amounts and you do need to keep on top of it but it's just a more cost effective way of paying for larger purchases and emergencies. I had to buy tyres the other day and my electric PayPal credit card came out and with four months interest free repayment options, it was the most efficient way of paying. The same credit card, and cost with a high street bank would have cost me more so can't recommend PayPal enough. Take back from the banks! Reviewed on: 6th May 2026

All good , when needed money for purchase PayPal cre...

All good , when needed money for purchase PayPal credit always helped Reviewed on: 6th May 2026

Easy, straight forward app.

Easy, straight forward app. Everything explained and or notified on the screen before click any mistake. Always ways of earning money back or have your back of anything goes wrong with a purchase. Reviewed on: 6th May 2026

always there when needed.

always there when needed. easy and straightforward. fair interest rate. Reviewed on: 6th May 2026

I use Paypal credit.

I use Paypal credit. During the period that I’m changing jobs it helps me a lot to be able to carry on achieving my emergency needs. Like I had to fly home for an emergency and did t have enough money and then last minute I reali could pay with PayPal credit. Reviewed on: 6th May 2026

Very easy to track spending in the PayPal app

Very easy to apply and track in the PayPal app, which makes it easy to pay off extra whenever you can Reviewed on: 6th May 2026

Great service and lots of positive benefits

Great service and lots of positive benefits Reviewed on: 6th May 2026

Can use everywhere, isn't any problems wit it

Can use everywhere, isn't any problems wit it Reviewed on: 6th May 2026

Amazing Service

I have used them for years, the service is immaculate Reviewed on: 6th May 2026

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