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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 106,546 reviews, last reviewed 13th May 2026
2570000% increase in 5 star reviews
in the past 90 days
7550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Amazing experience with friendly interface. Amazing experience with friendly interface. No fee on pay in 3 which is not matched by anyone. Reviewed on: 13th May 2026
Hafiz T's avatar
Hafiz T

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026
JWB's avatar
JWB
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (106546)

Good customer service.

5
Good customer service. They are always to support when there is dispute between sellers and buyers Reviewed on: 6th May 2026
Osasumwen O's avatar
Osasumwen O

I like the check your eligibility tool

5
I like the check your eligibility tool Reviewed on: 6th May 2026
RUTH M's avatar
RUTH M

I’ve had a really positive experience with PayPal, I...

5
I’ve had a really positive experience with PayPal, I got into a bit of debt with PayPal credit and they were alway so understanding and helped me so much with it, they helped me set up many payment plans Reviewed on: 6th May 2026
Lily S's avatar
Lily S

Love the idea of credit being implemented, with 6 mo...

5
Love the idea of credit being implemented, with 6 months of 0% APR! Paid for something worth $1000 comfortably in 6 months (and you only have to pay the minimum — not 1/6 of $1000 every month!) with 0% interest Reviewed on: 6th May 2026
Nour B's avatar
Nour B

The money is handy to have there in time of crisis a...

5
The money is handy to have there in time of crisis and the more you use it and keep within time with payments, they can increase your credit. That's a create inventive but I haven't needed the increase. The reminders and interest are not at all bad Reviewed on: 6th May 2026
Ettelrahs's avatar
Ettelrahs

Reliable easy to use and very trustworthy.

5
Reliable easy to use and very trustworthy. Have used it for years. Recommended by everyone Reviewed on: 6th May 2026
Shannon Berry's avatar
Shannon Berry

It’s simple and reliable, I always prefer to use thi...

5
It’s simple and reliable, I always prefer to use this method Reviewed on: 6th May 2026
VW 's avatar
VW

Great company

5
I have been using PayPal for a few years now and it has been a great experience if I have any problems the staff help with everything I need and are courteous and explain everything very clearly. Reviewed on: 6th May 2026
Mrs B's avatar
Mrs B

So easy to use.

5
So easy to use. Feels safer and more confident. Great options for credit Reviewed on: 6th May 2026
Ryan 's avatar
Ryan

Awesome.

5
Awesome. Never let me down. 100/100 Reviewed on: 6th May 2026
Gjones's avatar
Gjones

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