Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (106480 reviews)

View other PayPal products

4.90

Based on 106,480 reviews, last reviewed 13th May 2026

2566950% increase in 5 star reviews

in the past 90 days

7550% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Excellent customer service always happy to help and... Excellent customer service always happy to help and the app is clear and easy Reviewed on: 13th May 2026

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (106480)

Worth it for sure

Thank you, not sure why having to submit it for the second time :-( Reviewed on: 5th May 2026

Well worth a look

Always helpful if contact about anything You know your in good well managed hands Reviewed on: 5th May 2026

I always used PayPal since I first started using eBay.

I always used PayPal since I first started using eBay. Paypal was always helping me to transfer money. I love to use PayPal pay in 3 or sometimes split to 4 instalments. Reviewed on: 5th May 2026

Always instant updates with money in and out.

Always instant updates with money in and out. My balance can be immediately transferred to my bank account. 2factor authentication also keeps my money safe. Reviewed on: 5th May 2026

Paypal credit and app usage

App is easy to navigate. It’s financial options are great and It's check out options are great such as pay in 3 and always feel secure when I can use paypal as a payment method. I like the ease of contacting someone for support and always help resolve. The paypal is super useful to help mange large payments and makes makes using credit less daunting which I have recommended to people for holidays so they dont have to worry about making such large payments out there own account. The dashboard was easy to use to oversee my payments. Reviewed on: 5th May 2026

PayPal credit is great, convenient checkout, 0% for...

PayPal credit is great, convenient checkout, 0% for 4 months, no card needed, useful for spreading costs on planned purchases Reviewed on: 5th May 2026

I have used PayPal for various payments and have alw...

I have used PayPal for various payments and have always felt protected and at ease with all transactions so far. It has given my options to either purchase or experience things sooner with the help of the credit and pay in 3 options. Reviewed on: 5th May 2026

Pay in 3 is a reliable and trusted way of dividing p...

Pay in 3 is a reliable and trusted way of dividing payments for major purchases. Paypal is a trusted brand a secure means of purchase over snd over again. Thankyou Reviewed on: 5th May 2026

Paypa is most safest way to pay Unknown retailers an...

Paypa is most safest way to pay Unknown retailers and persons.couple of time I paid to scam websites to purchase something by pay pal and PayPal always refund my money. Reviewed on: 5th May 2026

Professional, effective and just amazing

Professional, effective and just amazing Reviewed on: 5th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.80 from 4 reviews
Retail Finance
from V12 Retail Finance 4.68 from 25 reviews
Very Account
from Shop Direct 4.35 from 27 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 50494 reviews
Payments
from PayPal 4.91 from 3715 reviews
Credit card
from PayPal 4.90 from 82 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub