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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 106,421 reviews, last reviewed 13th May 2026
2564200% increase in 5 star reviews
in the past 90 days
7550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent experience always fast and reliable Excellent experience always fast and reliable Reviewed on: 13th May 2026
Freddie's avatar
Freddie

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026
JWB's avatar
JWB
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (106421)

Simple & Safe

5
Paypal is really easy to use and allows me to feel safe when online shopping. Reviewed on: 5th May 2026
Helen C's avatar
Helen C

The payment plan options are excellent, it is easy t...

5
The payment plan options are excellent, it is easy to set up direct debits and the email reminders regarding payment are valuable and helpful. I had an issue with a failed direct debit and customer services were efficient and helpful Reviewed on: 5th May 2026
Gemma S's avatar
Gemma S

Always use PayPal as my first choice. .

5
Always use PayPal as my first choice of payment. Easy, convenient technology. So simple. Love it. Reviewed on: 5th May 2026
Tom Randles's avatar
Tom Randles

Never had a single problem and I’ve been using it si...

5
Never had a single problem and I’ve been using it since the start Reviewed on: 5th May 2026
Sandy Cho's avatar
Sandy Cho

Always have good experience with usage, very user fr...

5
Always have good experience with usage, very user friendly and flexible spending ability. Reviewed on: 5th May 2026
Connor M's avatar
Connor M

Would highly recommend

5
I really enjoy the payment options available to me when I purchase through PayPal. The app is reliable and very user friendly. Reviewed on: 5th May 2026
Adam T's avatar
Adam T

Always had a good experience with PayPal would highl...

5
Always had a good experience with PayPal would highly recommend Reviewed on: 5th May 2026
Maria M's avatar
Maria M

Used wisely PayPal Credit is great

5
The credit is always easy to arrange and it is transparent about charges. I prefer to use it for some large expense for an item needed now and then paid in full before interest starts being charged four months later. Reviewed on: 5th May 2026
Martin J's avatar
Martin J

Great service Easy to use and offers great options

5
Great service Easy to use and offers great options Reviewed on: 5th May 2026
Tim R's avatar
Tim R

PayPal is a great tool and has helped me through so...

5
PayPal is a great tool and has helped me through so much! Reviewed on: 5th May 2026
JaRusso's avatar
JaRusso

Review PayPal: PayPal Credit now

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