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PayPal: PayPal Credit reviews

4.90
Based on 106,375 reviews, last reviewed 13th May 2026
2561950% increase in 5 star reviews
in the past 90 days
7550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good fast happy with the service Good fast happy with the service Reviewed on: 13th May 2026
David 's avatar
David

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026
JWB's avatar
JWB

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (106375)

Always super fast and efficient communication

5
PayPal are always good with customer service if I have any issues and quick to communicate and changes or respond to issues I have Reviewed on: 5th May 2026

Always provide an excellent and efficient customer s...

5
Always provide an excellent and efficient customer service. Reviewed on: 5th May 2026

Consistent, Convenient Expeditious

5
My transactions with PayPal have consistently proceeded without complication. The most recent instance involved the purchase of cryptocurrency via Coinbase. PayPal, in such contexts, serves as a reliable alternative payment mechanism, particularly when conventional banking channels prove inadequate or fail to complete the transaction. Reviewed on: 5th May 2026

I’ve used PayPal for years & so should you

5
I’ve used PayPal for years now & never had any problems. Especially the pay in 3 such an excellent way to shop Reviewed on: 5th May 2026

buying help ais for my disability to by stuff I n...

5
I have used my PayPal credit account to by stuff I need either for my hobbies or even stuff to help with my disability then pay it back at a monthly amount this work great for me has sometimes I need stuff when funds are low . Reviewed on: 5th May 2026

I use PayPal for every purchase online

5
I use regularly PayPal when I purchase anything online, I am.glad that it gives an option to pay in 3 or to get a credit. I need had any problems using PayPal. Also it's very quick and easy way to send money to someone. Reviewed on: 5th May 2026

Always contactable.

5
Always contactable and easy to get hold off. Reviewed on: 5th May 2026

PayPal Credit Allowed Me to Buy What I Needed

3
PayPal Credit really helped me when I was pregnant. Baby essentials are expensive, and it allowed me to buy a pushchair by paying in smaller amounts, which made things much easier. Reviewed on: 5th May 2026

Simply excellent

5
Simply excellent. Highly recommend Reviewed on: 5th May 2026

Very good

5
Very happy With PayPal crédit, Willy help me for my shopping Reviewed on: 5th May 2026

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