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PayPal: PayPal Credit reviews

4.90
Based on 108,584 reviews, last reviewed 16th May 2026
2662700% increase in 5 star reviews
in the past 90 days
7700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Never had any problems with PayPal Never had any problems with PayPal Reviewed on: 16th May 2026
Clare M's avatar
Clare M

Latest lowest rating:

1

Terrible app interaction Terrible app interaction not for me Reviewed on: 16th May 2026
Jamie P's avatar
Jamie P

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (108584)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Just really easy to use, always good for credit.

5
Just really easy to use, always good for credit. Reviewed on: 6th May 2026

All ways found PayPal easy to deal with .

5
All ways found PayPal easy to deal with . Have had disputes in past and used pay PayPal to sort out Reviewed on: 6th May 2026

I’ve had an excellent experience using PayPal.

5
I’ve had an excellent experience using PayPal. The platform is very easy to use, and transactions are quick and secure. I especially appreciate the strong buyer protection, which gives me confidence when making online purchases. Sending and receiving money is simple, and everything is well-organised in one place. Customer support has also been helpful whenever I’ve needed assistance. Overall, PayPal is a reliable and convenient payment solution that I would highly recommend to anyone looking for a safe and efficient way to manage their online payments. Reviewed on: 6th May 2026

everything is very clear, transparent and easy to use

5
everything is very clear, transparent and easy to use Reviewed on: 6th May 2026

PayPal always there for you

5
If I have a problem it felt with in a quick and professional way. Agents always willing to help. Easy app to follow I will continue to deal with PayPal always Reviewed on: 6th May 2026

Very reliable

5
Its very helpful at times u really need it, I needed more time to pay and PayPal is very good that way. Reviewed on: 6th May 2026

Always had a good experience with PayPal they keep y...

5
Always had a good experience with PayPal they keep you updated on all changes and offers Reviewed on: 6th May 2026

satisfied with PayPal credit

5
Easy to get the credit with PayPal, it’s fast and efficient. You get reminders if you are about to miss a payment Reviewed on: 6th May 2026

i like using paypal credit as its easy to see where...

5
i like using paypal credit as its easy to see where i am at and pay off early Reviewed on: 6th May 2026

My experience with PayPal

5
My experience with PayPal has always been good Reviewed on: 6th May 2026