Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (106763 reviews)

View other PayPal products

4.90

Based on 106,763 reviews, last reviewed 14th May 2026

2579950% increase in 5 star reviews

in the past 90 days

7550% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Very helpful has helped espically when on maternity... Very helpful has helped espically when on maternity leave Reviewed on: 14th May 2026

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (106763)

Great Payment Flexibility

PayPal Credit is incredibly convenient and easy to use. The instant approval and interest‑free periods make larger purchases far more manageable, and everything is clearly organised within my PayPal account. It’s flexible, transparent, and backed by a service I trust. Highly recommended. Reviewed on: 6th May 2026

My preferred credit

I use paypal credit often. Fast approval and no interest charge when paid on time. Really handy for the last minute purchases that catch us all out time to time. Reviewed on: 6th May 2026

Easy Site To Use - Meets All My Payment Requirements

Very easy site to navigate and services, payment options are excellent … very simple and safe online payment process meets all my requirements and needs … perfect for sending payments to family in other countries and regions .. PayPal come highly recommended .. Thx JOHN R Reviewed on: 6th May 2026

Easy and safe

Reliable and safe to use ,and gives us peace of mind to pay Reviewed on: 6th May 2026

Very good idea and helpful advice to everyone

Very good idea and helpful advice to everyone Reviewed on: 6th May 2026

Easy to use PayPal and very beneficial for overseas...

Easy to use PayPal and very beneficial for overseas payments Reviewed on: 6th May 2026

Good App

Easy and quick to use. Customer service helpful when needed. Reviewed on: 6th May 2026

Great safe and user friendly.

Great safe and user friendly. Excellent customer service Reviewed on: 6th May 2026

There when you need it!

Great reserve, always there if you need it. Being PayPal, recognised globally and included on the majority of sites. Easy to understand and changes in terms are clear and passed to customers in good time. Very positive experience. Reviewed on: 6th May 2026

PayPal his always there to help ease the payments ov...

PayPal his always there to help ease the payments over 3 months interest free easy to use app very simple excellent. Reviewed on: 6th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.68 from 25 reviews
Retail Finance
from Zebra Finance 4.76 from 6 reviews
Payments
from PayPal 4.91 from 3715 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 50642 reviews
Payments
from PayPal 4.91 from 3715 reviews
Credit card
from PayPal 4.90 from 82 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub