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PayPal: PayPal Credit reviews

4.91
Based on 50,792 reviews, last reviewed 9th Jul 2025
1841400% increase in 5 star reviews
in the past 90 days
1100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent Makes life a lot easier, wen stuck for payments and works great paying back Reviewed on: 9th July 2025
Scott 's avatar
Scott

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025
Jane B's avatar
Jane B

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (50792)

PayPal credit can be quite convenient when you come...

5
PayPal credit can be quite convenient when you come up to payday and something happens you didn't expect. Reviewed on: 26th May 2025

It’s so easy to pay for things with pay pal and so e...

5
It’s so easy to pay for things with pay pal and so easy to pay money off Reviewed on: 26th May 2025

Easy use

5
Feel safer using PayPal incase of fraud. Reviewed on: 26th May 2025

Transparent and easy to use

5
Easy to see my finances. Very transparent Reviewed on: 26th May 2025

Good customer service.

5
Good customer service. When my account got hacked they quickly got it sorted for me Reviewed on: 26th May 2025

No support if something goes wrong

3
No protection for buyer if something go wrong. No help from them. So as it is good on some point but I have bad experience whit paypal in past months. Reviewed on: 26th May 2025

I wouldn’t be able to buy some of the things I need...

5
I wouldn’t be able to buy some of the things I need if it wasn’t for PayPal. Reviewed on: 26th May 2025

Easy and Fast way to pay

5
Easy to use credit account and I find my payments decrease faster than any other lender. Its easy yo purchase items and most companies now except PAYPAL so making shopping easier when you need to purchase an item Reviewed on: 26th May 2025

100% recommend using PayPal.

5
I’ve always have a positive experience with PayPal and will strongly recommend. They have helped with me getting my money back from dodgy customers and their service is always second to none. Reviewed on: 26th May 2025

Excellent options for payment, very quick reaponse f...

5
Excellent options for payment, very quick reaponse from customer service Reviewed on: 26th May 2025

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