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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (149623 reviews)

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4.73

Based on 149,327 reviews, last reviewed 5th Jul 2026

4477% increase in 5 star reviews

in the past 90 days

4317% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Everything was quick, smooth, Excellent service! Everything was quick, smooth, and very easy to complete. The whole process was hassle-free, and I’m really satisfied. Highly recomm... Read more Reviewed on: 5th July 2026

Latest lowest rating:

2

Verifying payments! Finding how to verify a payment on either the PayPal App or the website is a complete nightmare! Why this cannot simply be a 'pop up' on the site or ... Read more Reviewed on: 5th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (149623)

Easy to use

Its a great card that allows easy payments and allows me to easily pay through the application. Reviewed on: 16th June 2026

Amazing.

Amazing. Have always used them and they have been great Reviewed on: 16th June 2026

PayPal Credit the safest way to buy online products

I've been using PayPal Credit for the last 12 months and think this is the safest way to purchase items as if there are any discrepancy with the order, PayPal deal with th8snon your behalf. Brilliant service Reviewed on: 16th June 2026

I'm thrilled.

I'm thrilled. Thanks to PayPal, I have so many more options. Reviewed on: 16th June 2026

Great company, accepted in lots of places for payment.

Great company, accepted in lots of places for payment. Easy to control your account online, and can be linked to your phone wallet for convenience. I have been using them for a long time and have had no issues. Reviewed on: 16th June 2026

I’ve used PayPal for many years and I particularly l...

I’ve used PayPal for many years and I particularly love the interest free pay in 3 option. As I feel like it’s allowing me to purchase items I might not have the money readily available for but I know it will be paid in 3 manageable interest free instalments Reviewed on: 16th June 2026

Easy and reliable.

Easy and reliable. Very any issues and my go to Reviewed on: 16th June 2026

The best

Friendly helpful up to date with all transactions Reviewed on: 16th June 2026

Great but can't find my recent transaction on PayPal.

Great but can't find my recent transaction on PayPal. Reviewed on: 16th June 2026

Use the PayPal system a lot for lots of different tr...

Use the PayPal system a lot for lots of different transactions Reviewed on: 16th June 2026

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