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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (106798 reviews)

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4.90

Based on 106,798 reviews, last reviewed 14th May 2026

2581650% increase in 5 star reviews

in the past 90 days

7550% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Safe with your money PayPal is an excellent way of paying online. I feel safe paying with PayPal. Reviewed on: 14th May 2026

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (106798)

PayPal is really good and better than all other plat...

PayPal is really good and better than all other platforms according to my own experience but there customer service far worst than few years before. Staff was experienced and helpful before but now they don’t understand customer’s issues and very poor English understanding or speaking. Reviewed on: 6th May 2026

Helpful for spreading costs

PayPal Credit is a convenient way to spread the cost of purchases, especially with interest-free offers. It’s easy to use and integrates well with PayPal, making checkout simple. Just be mindful of the interest rates outside promotional periods and keep track of repayments. Reviewed on: 6th May 2026

Excellent customer service, very understanding when...

Excellent customer service, very understanding when you call Reviewed on: 6th May 2026

Flexible, simple, fair never ft cheated or tricked,...

Flexible, simple, fair never ft cheated or tricked, is great for the things you want but cant afford in one go, the 0%interest for 4 months is especially good Reviewed on: 6th May 2026

PayPal is so best rather than other wallet.

PayPal is so best rather than other wallet. Reviewed on: 6th May 2026

Smooth and safe,I do every transaction with confidence

Smooth and safe,I do every transaction with confidence Reviewed on: 6th May 2026

Eassy Payments, Zero Hassle

PayPal is straightforward to use and provides helpful flexibility, with options like interest-free periods and the ability to spread payments over three months, making it easier to manage purchases. Reviewed on: 6th May 2026

I have used your credit facilities a number of times...

I have used your credit facilities a number of times, well pleased, will continue to use them in the future. No problems to speak of. Reviewed on: 6th May 2026

My experience

My experience has been nothing more than just brilliant everything explained you know where you stand with PayPal. Reviewed on: 6th May 2026

The best credit app which can provide safety to your...

The best credit app which can provide safety to your cards Reviewed on: 6th May 2026

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