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PayPal: PayPal Credit reviews

4.91
Based on 50,801 reviews, last reviewed 11th Jul 2025
1842100% increase in 5 star reviews
in the past 90 days
1100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

I do love PayPal. I do love PayPal. The credit is so easy to manage especially on the app. I do wish it was easier to contact them Reviewed on: 11th July 2025
Lauren M's avatar
Lauren M

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025
Jane B's avatar
Jane B

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (50801)

It’s so easy to pay for things with pay pal and so e...

5
It’s so easy to pay for things with pay pal and so easy to pay money off Reviewed on: 26th May 2025

Easy use

5
Feel safer using PayPal incase of fraud. Reviewed on: 26th May 2025

Transparent and easy to use

5
Easy to see my finances. Very transparent Reviewed on: 26th May 2025

Good customer service.

5
Good customer service. When my account got hacked they quickly got it sorted for me Reviewed on: 26th May 2025

No support if something goes wrong

3
No protection for buyer if something go wrong. No help from them. So as it is good on some point but I have bad experience whit paypal in past months. Reviewed on: 26th May 2025

I wouldn’t be able to buy some of the things I need...

5
I wouldn’t be able to buy some of the things I need if it wasn’t for PayPal. Reviewed on: 26th May 2025

Easy and Fast way to pay

5
Easy to use credit account and I find my payments decrease faster than any other lender. Its easy yo purchase items and most companies now except PAYPAL so making shopping easier when you need to purchase an item Reviewed on: 26th May 2025

100% recommend using PayPal.

5
I’ve always have a positive experience with PayPal and will strongly recommend. They have helped with me getting my money back from dodgy customers and their service is always second to none. Reviewed on: 26th May 2025

Excellent options for payment, very quick reaponse f...

5
Excellent options for payment, very quick reaponse from customer service Reviewed on: 26th May 2025

I regularly utilize my PayPal account for various tr...

5
I regularly utilize my PayPal account for various transactions, including online purchases, money transfers, and charitable donations. It offers an easy and secure method for managing my finances. Buying and selling crypto was a good idea on PayPal account but it is no more available in the UK. Reviewed on: 26th May 2025

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