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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50796 reviews)

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4.91

Based on 50,796 reviews, last reviewed 10th Jul 2025

1841800% increase in 5 star reviews

in the past 90 days

1100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Can't replace real human support when you need help been a PayPal customer for years and every now and then you need to contact them and its nice to know that there are real people on the end of the pho... Read more Reviewed on: 10th July 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50796)

I wouldn’t be able to buy some of the things I need...

I wouldn’t be able to buy some of the things I need if it wasn’t for PayPal. Reviewed on: 26th May 2025

Easy and Fast way to pay

Easy to use credit account and I find my payments decrease faster than any other lender. Its easy yo purchase items and most companies now except PAYPAL so making shopping easier when you need to purchase an item Reviewed on: 26th May 2025

100% recommend using PayPal.

I’ve always have a positive experience with PayPal and will strongly recommend. They have helped with me getting my money back from dodgy customers and their service is always second to none. Reviewed on: 26th May 2025

Excellent options for payment, very quick reaponse f...

Excellent options for payment, very quick reaponse from customer service Reviewed on: 26th May 2025

I regularly utilize my PayPal account for various tr...

I regularly utilize my PayPal account for various transactions, including online purchases, money transfers, and charitable donations. It offers an easy and secure method for managing my finances. Buying and selling crypto was a good idea on PayPal account but it is no more available in the UK. Reviewed on: 26th May 2025

It is easy to use and secure.

It is easy to use and secure. I have used this service for many years and its very reliable and useful. I also love being able to spread the cost of items over time. Reviewed on: 26th May 2025

It’s a simple, easy and effective way of paying

It’s a simple, easy and effective way of paying for things. I used the credit to furnish our home when we first moved in. And that credit limit you get remains with you to use as you continue to pay it off. Reviewed on: 26th May 2025

Problems solved without stress

PayPal customer services have helped me out, immediately over the last year with two really difficult issues. They're help and instant resources solved both within a few hours. Faster and better than my own life long bank. Reviewed on: 26th May 2025

Using since 2017

I have been using paypal since 2017 & have never been let down in any way always helpful & always seem to sort out any problems I may encounter .. eg like the time I purchased Beauty products when they came they were nothing like what I had ordered so paypal stepped in & I was refunded Reviewed on: 26th May 2025

Very easy to manage.

Very easy to manage account and use the app. Also easy to charge spend to the account. Reviewed on: 26th May 2025

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