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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (106852 reviews)

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4.90

Based on 106,852 reviews, last reviewed 14th May 2026

2584000% increase in 5 star reviews

in the past 90 days

7550% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I got my PayPal approved and I have used it internat... I got my PayPal approved and I have used it internationally. Very reliable and dependable. I love it. I am dropping all other credit cards I have. Reviewed on: 14th May 2026

Latest lowest rating:

2

Poor Dispute Handling Rejected a fairly clear cut claim which the financial ombudsman quickly overturned. Each time I disputed the rejection the phone staff seemed amazed b... Read more Reviewed on: 14th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (106852)

It's generally been a good experience using PayPal o...

It's generally been a good experience using PayPal over the years Reviewed on: 6th May 2026

Brilliant!

Brilliant!!! Really helpful with paying over time, 4 months interest free helps the most on purchasing larger items over £99 and most of all the pay-in-3 is even better paying for online purchases over £20. This all really helps. Job well done PayPal Reviewed on: 6th May 2026

It is really handy to use and trustful.

It is really handy to use and trustful. Reviewed on: 6th May 2026

Easy to use.

Easy to use. Problems solved quickly. Options on how to pay eg. Pay in 3, Credit, pay now etc. Tracking etc Reviewed on: 6th May 2026

Ok good customer service, poor for fining you for la...

Ok good customer service, poor for fining you for late payments Reviewed on: 6th May 2026

Customer service very helpful and answer queries qui...

Customer service very helpful and answer queries quickly. Reviewed on: 6th May 2026

Very simple and easy to use the beat by far...

Very simple and easy to use, the best by far Reviewed on: 6th May 2026

Excellent company with 5 star support system

Paypal have consistently provided a customer friendly platform with a support system which is second to none. Reviewed on: 6th May 2026

Exceptional service

Exceptional service. I use the pay in three option often. Safe and protected payments. Always feel reassured using PayPal. Friendly Customer service team. Reviewed on: 6th May 2026

Excellent app paypalthe rewards you re...

I enjoyed using paypal especially the rewards you receive i have had a lot back happy with that very easy to use i would recommend and I do to all my frie6 and family Reviewed on: 6th May 2026

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