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PayPal: PayPal Credit reviews

4.90
Based on 106,908 reviews, last reviewed 14th May 2026
2586500% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Customer service is really good. Customer service is really good. Someone always answers the phone. It is safe and secure. You get a refund if you don’t receive your purchase. Reviewed on: 14th May 2026
Kinta 's avatar
Kinta

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026
Andrew White's avatar
Andrew White

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (106908)

Amazing and low interest and have always used it!

5
Amazing and low interest and have always used it! Reviewed on: 6th May 2026

Just everything about PayPal and customer service is...

5
Just everything about PayPal and customer service is second to none Reviewed on: 6th May 2026

All round positive

5
Seamless guest journey, easy to use and feels very security protected Reviewed on: 6th May 2026

Love the fact you can borrow and it’s free interest...

5
Love the fact you can borrow and it’s free interest when you reimburse within 4 months! Reviewed on: 6th May 2026

Sempre que precisei foi bem atendida um atendimento...

5
Sempre que precisei foi bem atendida um atendimento claro e a colheita Reviewed on: 6th May 2026

PayPal best

5
Very easy to use and always able to help with any issues Reviewed on: 6th May 2026

I found very discounted watch and wasn't sure if the...

5
I found very discounted watch and wasn't sure if the seller legit so I decided to pay via paypal because I know they can protect my money if something goes wrong, and I chose to pay by instalments just incase watch will be fake then I can report to paypal to stap payments and provide evidence. Reviewed on: 6th May 2026

Great pal

5
Very useful, easy to use and helpful system of payment. Been using it for years with no problems. Great App too. Reviewed on: 6th May 2026

Short and sweet!

5
Very useful and interest free for upto 3 months, works very conveniently to balance out payments. Reviewed on: 6th May 2026

PayPal credit has made it easier for me to control m...

5
PayPal credit has made it easier for me to control my spending and spread the costs over fourth month interest free option. It is easy for me to access my account via phone or laptop. I can make payments whenever I choose giving me more control. I highly recommend PayPal Credit. Reviewed on: 6th May 2026

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