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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 106,950 reviews, last reviewed 14th May 2026
2588500% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always positive experience when using PayPal, quick... Always positive experience when using PayPal, quick and simple Reviewed on: 14th May 2026
Ewe S's avatar
Ewe S

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026
Andrew White's avatar
Andrew White
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (106950)

Good experience, thanks for good start!

5
Good experience, thanks for good start! Reviewed on: 6th May 2026
Zilvinas's avatar
Zilvinas

Website easy to use ,always keep you up dated

5
Website easy to use ,always keep you up dated Reviewed on: 6th May 2026
Wendy D's avatar
Wendy D

Good alternative to paying upfront

5
I use it quite often and have had a really good experience with it so far. It’s a great option if you don’t want to spend a large amount upfront. The repayment terms are flexible, the rates are reasonable, and the app is very straightforward to use. The only downside is that not all retailers currently accept it as a payment method. Reviewed on: 6th May 2026
Kally 's avatar
Kally

PayPal credit, great easy way to spread indulgences

5
Always used PayPal credit, great easy way to spread indulgences (maybe too easy) Reviewed on: 6th May 2026
Jason c's avatar
Jason c

Security

5
Amazing customer services found this is easy to contact very polite employees very easy to use when paying alot if options in ways to pay and most of all it's ways to pay are very secure Reviewed on: 6th May 2026
Jayne Barnes's avatar
Jayne Barnes

Shocking out comes on shocking merchandise that pay...

1
Shocking out comes on shocking merchandise that pay pal backed the sellers Reviewed on: 6th May 2026
Darren Robson 's avatar
Darren Robson

Easy to use, 4 months to pay back

5
Easy to use, 4 months to pay back Reviewed on: 6th May 2026
Apostol's avatar
Apostol

Binhageb

5
Very good customer support and fast money return Reviewed on: 6th May 2026
Mohamed 's avatar
Mohamed

I have used paypal for years and paypal credit - nev...

5
I have used paypal for years and paypal credit - never had any issues and the staff are always very helpful Reviewed on: 6th May 2026
Claudia S's avatar
Claudia S

Because I have never had any issues with PayPal

5
Because I have never had any issues with PayPal Reviewed on: 6th May 2026
Jacqueline M's avatar
Jacqueline M

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