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PayPal: PayPal Credit reviews

4.73
Based on 149,671 reviews, last reviewed 6th Jul 2026
1848% increase in 5 star reviews
in the past 90 days
2510% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Easy to access but a little confused Easy to access but a little confused with when/how first instalment is due Reviewed on: 6th July 2026
Keith P's avatar
Keith P

Latest lowest rating:

2

Verifying payments! Finding how to verify a payment on either the PayPal App or the website is a complete nightmare! Why this cannot simply be a 'pop up' on the site or ... Read more Reviewed on: 5th July 2026
Stephen EB's avatar
Stephen EB

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (149881)

Great service.

5
Great service. Like the ease of use. Can you PayPal for so much .Makes life a lot easier. I use the service a lot. Haven't found anything against it yet but I'm sure there will be something at some point Reviewed on: 16th June 2026

They ar very understanding and helpfull and fahr!

5
They ar very understanding and helpfull and fahr! Very good servis Reviewed on: 16th June 2026

Reliable

5
Really good, always there when you need it Reviewed on: 16th June 2026

I have used PayPal and PayPal credit for many years.

5
I have used PayPal and PayPal credit for many years. PayPal credit is a great way to help buy items, the charges are fair. Reviewed on: 16th June 2026

Reliable app

5
PayPal have always been good and easily available. I’ve never had an issues or problems. Reviewed on: 16th June 2026

Paypal works for me.

5
Paypal works for me. Its always easy to use and I will continue with the service as it has excellent security. Reviewed on: 16th June 2026

Simple and clear.

5
Simple and clear. How it should be! Reviewed on: 16th June 2026

Excellent

4
I have enjoyed paypal especially interest free credit Reviewed on: 16th June 2026

I've been using PayPal for 7 years and never had an...

5
I've been using PayPal for 7 years and never had an issue. Reviewed on: 16th June 2026

Great service

4
PayPal is very good specially PayPal credit very helpful Reviewed on: 16th June 2026

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