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PayPal: PayPal Credit reviews

4.90
Based on 106,986 reviews, last reviewed 14th May 2026
2590100% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Convenience at your fingertips I find paypal credit convenient, easy to access and repayment is easy with just a few clicks, always there if needed Reviewed on: 14th May 2026
Agsmum's avatar
Agsmum

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026
Andrew White's avatar
Andrew White

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (106986)

I have never had any issues and the product has alwa...

5
I have never had any issues and the product has always served me well Reviewed on: 6th May 2026

Great company good rates makes purchases easy

5
Great company good rates makes purchases easy Reviewed on: 6th May 2026

The believed in me when other didn’t and they like t...

5
The believed in me when other didn’t and they like the safety net when buying on line Reviewed on: 6th May 2026

Always easy to use and available with all retailers...

5
Always easy to use and available with all retailers I use Reviewed on: 6th May 2026

New customer

5
Only been a customer for about six months in that time they have been most helpful Reviewed on: 6th May 2026

Very straightforward and transparent.

5
Very straightforward and transparent. Information is clearly displayed and payment options are flexible. Reviewed on: 6th May 2026

I got money off purchase it was quick and easy.

5
I got money off purchase it was quick and easy. Reviewed on: 6th May 2026

PayPal is my go to.

5
PayPal is my go to. Quick and easy to use. Allow to easily plan finances and provide back up for those unexpected emergencies. Reviewed on: 6th May 2026

Convenient

5
Easy to use and available with lots of companies Reviewed on: 6th May 2026

Regular user

5
I use PayPal regularly, great for sending money to friends and quick for making payments online. Reviewed on: 6th May 2026

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review