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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 107,012 reviews, last reviewed 14th May 2026
2591350% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Effective and simple process with clear communication Effective and simple process with clear communication Reviewed on: 14th May 2026
Edward S's avatar
Edward S

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026
Andrew White's avatar
Andrew White
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (107012)

Used for years and it's fantastic,from flights to a...

5
Used for years and it's fantastic,from flights to a pair of trainers. Reviewed on: 6th May 2026
Orlando C's avatar
Orlando C

PayPal has always been my go to for payments on item...

5
PayPal has always been my go to for payments on items purchased online as I know if there is any discrepancies PayPal will sort it out efficiently and effectively. Great customer service Reviewed on: 6th May 2026
Natalie Aldous's avatar
Natalie Aldous

Always straight forward to use, very safe

4
Always straight forward to use, very safe Reviewed on: 6th May 2026
Mandy B's avatar
Mandy B

5 star service

5
Always great to deal with and everything is so clear and well laid out from term and conditions to the app Reviewed on: 6th May 2026
Warren C's avatar
Warren C

I’ve had no issues from day one!

4
I’ve had no issues from day one! Reviewed on: 6th May 2026
Indi's avatar
Indi

Efficient

5
Always a great service and any issues have been dealt with quickly and efficiently Reviewed on: 6th May 2026
Paul G's avatar
Paul G

Paypal money preference

5
I am using paypal credit for daily needs , competitive apr, free of charge purchase for certain period. Reviewed on: 6th May 2026
Viktorija 's avatar
Viktorija

It is always handy to have for bigger purchases and...

5
It is always handy to have for bigger purchases and the monthly payments are manageable Reviewed on: 6th May 2026
Nicola L's avatar
Nicola L

I always received a constant and excellent service f...

5
I always received a constant and excellent service from PayPal when I have experienced problems they have been rectified to my satisfaction very quickly Reviewed on: 6th May 2026
C N's avatar
C N

Easy, straightforward and quick!

5
Easy, straightforward and quick! Nice to experience a stress and hassle free service. Reviewed on: 6th May 2026
Elizabeth B's avatar
Elizabeth B

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