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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (167973 reviews)

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4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (167983)

Great service and easy to use.

Great service and easy to use. You can see all the statements and information in the app. Reviewed on: 7th July 2026

Such a great service

Such a great service & I love that purchases on the credit card are interest free for 4 months. Helps budget for the larger purchases! Reviewed on: 7th July 2026

It easy and you can pay for a wide range...

It easy and you can pay for a wide range of products Reviewed on: 7th July 2026

Plain and simple to use!

Plain and simple to use… great service Reviewed on: 7th July 2026

Easy to use good connection with the office.

Easy to use good connection with the office. Reviewed on: 7th July 2026

I have used pay pal credit for a few years now & fee...

I have used pay pal credit for a few years now & feel the service they provide is excellent. Reviewed on: 7th July 2026

Great if you stick to 1 type of credit plans.

I like PayPal credit due to the ability to spread the payment in to 4 interest free payments. With the credit card this is automatic and easy to use. What I do not like though is if you mix terms. Example pay in 4 and a 36 month agreement. You cannot allocate payments resulting in stress and issues when trying to clear the pay in 4 to avoid that interest. So my advice is not to mix credit plans. Customer service is good however can take a little time to resolve if they have to get support from 2nd or 3rd line. Reviewed on: 7th July 2026

Easy to use and another great way to manage payments.

Easy to use and another great way to manage payments Reviewed on: 7th July 2026

Easy, efficient and safe, wouldn’t use any other met...

Easy, efficient and safe, wouldn’t use any other method. Reviewed on: 7th July 2026

Easy to use, wildly available on site when checking...

Easy to use, wildly available on site when checking out. Reviewed on: 7th July 2026

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