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PayPal: PayPal Credit reviews

4.90
Based on 107,051 reviews, last reviewed 14th May 2026
2593000% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always had a good experience with PayPal Always had a good experience with PayPal Reviewed on: 14th May 2026
Robert 's avatar
Robert

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026
Andrew White's avatar
Andrew White

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (107051)

Been using paypal for a.

5
Been using paypal for a.long time now and it is very handy to have it comes in good use when need to get things also I have dealt with the staff team of paypal and are verybhandy and very respectful and are there id you need help Reviewed on: 6th May 2026

Excellent service all round happy with the help they...

5
Excellent service all round happy with the help they give me Reviewed on: 6th May 2026

It was amazing.to buy through paypal

5
It was amazing. It makes my purchasing very easy Reviewed on: 6th May 2026

Very good company and polite customer service

5
Very good company and polite customer service Reviewed on: 6th May 2026

Make your life easier

5
Easy to use App and make payments Reviewed on: 6th May 2026

Very good customer service and easy to use.

5
Very good customer service and easy to use. Reviewed on: 6th May 2026

Secure and Simple, My PayPal Experience

5
PayPal and PayPal Credit have been outstanding. The platform is fast, secure, and incredibly easy to use. I appreciate how transparent everything is from transactions to credit statements. PayPal Credit offers flexible payment options that genuinely help with budgeting, and the buyer protection gives real peace of mind. I’ve had nothing but positive experiences and feel fully supported as a customer. A reliable, trustworthy service that I’m happy to recommend. Reviewed on: 6th May 2026

Very good services

5
Very good services and calling customer services to solve a problem, they are very helpful. Reviewed on: 6th May 2026

PayPal always makes me feel like I'm in control of t...

5
PayPal always makes me feel like I'm in control of the agreement. Its so easy to see what I owe, when it will acrue interest and choice of what to pay off. I love the reminders that payment is due soon too. Reviewed on: 6th May 2026

My honest critical opinion

4
I had issues with my order, I reached out to PayPal, opened a claim and the process was smooth, the seller didn’t respond to me but 3 days after opening the claim they gave me a full refund, my only problem is when I pay back my credit card, it takes 7 days for the balance to reflect or any further spending can take place whilst other credit cards do it in 2 hours or instantly… overall great service Reviewed on: 6th May 2026

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