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PayPal: PayPal Credit reviews

4.90
Based on 107,095 reviews, last reviewed 14th May 2026
2595050% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always available for support. Always ready to give support and peace of mind. Your support is extremely friendly, patient and very informative when giving advice. Reviewed on: 14th May 2026
Ms L's avatar
Ms L

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026
Andrew White's avatar
Andrew White

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (107095)

Always Paypal 1st.

5
I use PayPal all the time, whether its for shopping or ordering food. I feel safer to use PayPal then use my DD card when purchasing for a third party Reviewed on: 6th May 2026

PayPal is easy to use and allows me to buy things th...

5
PayPal is easy to use and allows me to buy things that I want or need. Updates me on changes pong before they are due. Overall experience of using PayPal is good. Reviewed on: 6th May 2026

I’ve had an excellent experience with PayPal.

5
I’ve had an excellent experience with PayPal. I use their credit card, debit card, and account daily, and everything works smoothly and securely. The service is reliable, easy to use, and customer support has always been great. I’m very satisfied and highly recommend PayPal! Reviewed on: 6th May 2026

PayPal has been a reliable and convenient way for me...

5
PayPal has been a reliable and convenient way for me to send and receive money. Transactions are usually quick, and I like the added layer of security when shopping online. The interface is easy to use, and it’s helpful to have everything in one place, whether it’s payments, refunds, or tracking purchases. Overall, a trustworthy service that makes managing money online much simpler. Reviewed on: 6th May 2026

Good app to navigate with ease of use

5
Good app to navigate with ease of use Reviewed on: 6th May 2026

Payment Options

5
The paypal app is easy to navigate , including detail on how to contact customer services. I really like the payment options, pay in 3 and pay in 3 months as enables me to make purchases, budget and not get into debt. Reviewed on: 6th May 2026

Great, PayPal credit allows me to pay for goods even...

5
Great, PayPal credit allows me to pay for goods even when I don't have the funds at the moment Reviewed on: 6th May 2026

Easy to use

5
Easy of use, gives warming on incoming repayments, 0% interest for extended periods of thd credit,the app is great Reviewed on: 6th May 2026

Used PayPal for ages, always been consistent and hel...

5
Used PayPal for ages, always been consistent and helpful. Reviewed on: 6th May 2026

Excellent service.

5
I have used Pay pal credit many times and it is always quick efficient, reliable and easy tobuse. You can be pre approved which means the process is simple and authorised prior to application. I wouldn't hesitate to recommend. Reviewed on: 6th May 2026

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