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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (168059 reviews)

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4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (168097)

The cheapest and simplest to use

The cheapest and simplest to use Reviewed on: 7th July 2026

Easy to use and very convenient I use PayPal frequen...

Easy to use and very convenient I use PayPal frequently as it’s a safe way to psy Reviewed on: 7th July 2026

The app is excellent for keeping track

The app is excellent for keeping a track of any transactions and I can instantly add money when my balance goes below a certain level. Makes shopping online feel safe and accountable. Reviewed on: 7th July 2026

Great option

Very efficient and simple and practical. Reviewed on: 7th July 2026

Great offer for 0% purchases

Great offer for 0% purchases and ease of use as so many places accept PayPal. Would have preferred a physical card to make it even easier to use Reviewed on: 7th July 2026

Exelent service, lots of offers and never had a prob...

Exelent service, lots of offers and never had a problem, quick responce on solving things for you, thankyou. Reviewed on: 7th July 2026

If ever i’ve needed to dispute anything, paypal are...

If ever i’ve needed to dispute anything, paypal are always efficient and quick to suppoort Reviewed on: 7th July 2026

PayPal works for me!

PayPal is very convenient to make payments and their credit card promotions are attractive. Very easy to make transactions and fees are transparent. Reviewed on: 7th July 2026

When I had a problem PayPal sorted really quick most...

When I had a problem PayPal sorted really quick most impressed Reviewed on: 7th July 2026

Brilliant from start to finish.

Brilliant from start to finish. Very easy to set up and use and the team are fantastic if you have any queries Reviewed on: 7th July 2026

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