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PayPal: PayPal Credit reviews

4.73
Based on 167,691 reviews, last reviewed 7th Jul 2026
1469% increase in 5 star reviews
in the past 90 days
1465% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026
Amy K's avatar
Amy K

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026
KC's avatar
KC

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (168150)

..shushu

4
Am very happy with the service am getting from PayPal. I like pay in three which make my life easier. Reviewed on: 7th July 2026

I always feel safe to use paypal

5
I always feel safe to use paypal Reviewed on: 7th July 2026

PayPal Preferred Method of Payment

5
Easy and safe to use with various payment options. My preferred method of payment. Reviewed on: 7th July 2026

Can always count on PayPal wherever I am

5
Can always count on PayPal wherever I am Reviewed on: 7th July 2026

My Pay Pal

4
Added to my wallet so quick easy and convenient & secure. Reviewed on: 7th July 2026

Transparent and reliable when you need.

5
Transparent and reliable when you need. Reviewed on: 7th July 2026

What would we do without PayPal?

5
What would we do without PayPal?! I don’t want to! As a long term user for services: whether a solution to instant purchases, money movements to friends to pay back on food and outings, an extension of credit and competitive rates- I’ve used PayPal for all and you have too! The responsiveness and integration into other platforms showcase its ease and affordability options with clear info & technology keeps on evolving! Invaluable! Reviewed on: 7th July 2026

Easy way to get a good deal.

5
Easy way to get a good deal. Convinced me to buy a good Reviewed on: 7th July 2026

I use PayPal for monthly payments on certain things...

5
I use PayPal for monthly payments on certain things and it's safe and secure Reviewed on: 7th July 2026

Easy and safe

5
Great platform for safely moving your money around and for credit. Reviewed on: 7th July 2026

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