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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (168198 reviews)

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4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (168202)

PayPal credit is easy to use

PayPal credit is easy to use, great reminders when a payment is due. Reviewed on: 7th July 2026

Excellent, Secure & Easy to Use

I’ve had a great experience using PayPal. It’s quick, easy to use, and gives me peace of mind when sending or receiving money and making online purchases. Transactions are usually processed smoothly, and I like the extra layer of security it provides. The app is user-friendly, and whenever I’ve needed to check my payments or manage my account, everything has been straightforward. Overall, it’s been a reliable and convenient service, and I’d definitely recommend it. Reviewed on: 7th July 2026

I’ve been using PayPal Cd for years!

I’ve been using PayPal Credit for a while and have found it to be a convenient and reliable way to spread the cost of larger purchases. The application process was straightforward, payments are easy to manage through the PayPal app, and I appreciate the clear payment reminders. The interest-free promotional offers on eligible purchases are especially useful when budgeting for bigger expenses. Transactions are processed quickly, and I’ve always felt confident using PayPal’s secure platform when shopping online. Overall, PayPal Credit has been a helpful and flexible finance option, and I’d happily recommend it to anyone looking for a simple way to manage their purchases responsibly Reviewed on: 7th July 2026

Never had any problems in the many years of using th...

Never had any problems in the many years of using this service. Always offer flexible credit with no issues Reviewed on: 7th July 2026

Contact could be made easier

It's not easy to phone and speak to anyone, it's hard to find a number. Contact should be made easier. And should be able to do a balance transfer with other credit card suppliers Reviewed on: 7th July 2026

Easy to set up and use.

Easy to set up and use. Quick approval - repayments simple to set up. Good platform. Would recommend to anyone looking for a good credit option. Also feels safer coming through the well accredited and safe PayPal platform. Reviewed on: 7th July 2026

It has been great experience using PayPal for transa...

It has been great experience using PayPal for transaction Reviewed on: 7th July 2026

PayPal is convenient and easy to use.

PayPal is convenient and easy to use. Various options to pay and flexibility to making payments. Reviewed on: 7th July 2026

I'm always happy to use PayPal for safety...

I'm always happy to use PayPal for safety Reviewed on: 7th July 2026

Easy to track where your money is going safe and sec...

Easy to track where your money is going safe and secure transactions Reviewed on: 7th July 2026

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