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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 107,163 reviews, last reviewed 14th May 2026
2598300% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I was accepted for a credit card, which I was happy... I was accepted for a credit card, which I was happy about so I could buy birthday presents without paying all at once Reviewed on: 14th May 2026
Jeanette C's avatar
Jeanette C

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026
Andrew White's avatar
Andrew White
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (107163)

Easy to use, good benefits and no interest rates pai...

5
Easy to use, good benefits and no interest rates paid for 3 months Reviewed on: 6th May 2026
Jasmine S's avatar
Jasmine S

Very easy to apply for and the whole process was str...

5
Very easy to apply for and the whole process was straightforward from start to finish. The app is simple to use, payments are easy to manage, and it gives extra flexibility when making larger purchases. Reviewed on: 6th May 2026
Jelena B's avatar
Jelena B

Since joining PayPal, I have already received a posi...

5
Since joining PayPal, I have already received a positive response from their team. However, I have one request to PayPal: could PayPal stop processing automated orders? I have been a victim twice of that behaviour where you order something then the company sends you another without you placing the order. It is very frustrating. But if PayPal can stop that automation that would be great. Thank you Reviewed on: 6th May 2026
Generose Koulouta's avatar
Generose Koulouta

PayPal Credit in the Best Retail Finance Provider

5
PayPal Credit in the Best Retail Finance Provider Reviewed on: 6th May 2026
Ion's avatar
Ion

Paypal credit - my best friend

5
Best of the best financial service! Reviewed on: 6th May 2026
Milen 's avatar
Milen

Great and easy to use

5
I have had a good experience with PayPal Credit. It is easy to use, payments are simple to manage, and the app is very convenient. It has helped me when I needed flexibility for purchases. Customer service has also been helpful when needed. Reviewed on: 6th May 2026
Josiane M's avatar
Josiane M

PayPal possibilities

5
Excellent way when need extra money and very convenient that is possible to pay online to many different retailers Reviewed on: 6th May 2026
Martina B's avatar
Martina B

Love PayPal great easy to use and understand

5
Such a great app easy to use and understand what I owe and need to pay . Also bonus of earnings points with payment to go towards things I want. Easy to solve problems when I have any kind polite and friendly Reviewed on: 6th May 2026
Lorraine Keeley's avatar
Lorraine Keeley

Easy to use, excellent for pay in 3 option and my go...

5
Easy to use, excellent for pay in 3 option and my go to for all purchases Reviewed on: 6th May 2026
Nick D's avatar
Nick D

Paypal review

4
Great for everything keeping your back details safe when spending to given options for when moneys tight to spread it over 3 Reviewed on: 6th May 2026
Holliiep's avatar
Holliiep

Review PayPal: PayPal Credit now

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