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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (168287 reviews)

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4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (168353)

I have had PayPal for years and have nothing to comp...

I have had PayPal for years and have nothing to complain about it has a fantastic experience using paypal Reviewed on: 7th July 2026

Great service, the CC introduction is a Game Changer

The service is clear and easy to understand, an interest free way to pay for larger purchases which can be spread across 4 months, this really helps balance costs minimises sacrifices. The introduction of a physical card is a game changer, previously the limitation to only pay where online PayPal was accepted, now I can pay in person or where Mastercard is accepted, I’m a big advocate. Reviewed on: 7th July 2026

Wide range of payment products

Wide range of payment products and options making PayPal very flexible- I would certainly recommend. I have used interest free, pay in three and as a payment broker for my other bank accounts. It means PayPal is my ‘go to’ payment platform Reviewed on: 7th July 2026

i’ve never dealt with a company that looks after the...

i’ve never dealt with a company that looks after their customers so well they have never let me down with any issues that i’ve had Reviewed on: 7th July 2026

PayPal is the best way to pay.

PayPal is the best way to pay. I use it all the time Reviewed on: 7th July 2026

I feel safe making purchases via PayPal

I feel safe making purchases via PayPal, when I have needed a refund, PayPal has been 100% there for me and ensured I get my money back. There are plenty of options for ways to pay which is extremely convenient. Reviewed on: 7th July 2026

I always pay with PayPal.

I always pay with PayPal...as i know my money is secure Reviewed on: 7th July 2026

Have been PayPal for several years now.

Have been PayPal for several years now. Always a smooth easy transaction Reviewed on: 7th July 2026

Excellent service .

Excellent service . Always use paypal for my purchases. Reviewed on: 7th July 2026

Affordable payment terms .

Provides options on payments making it more affordable to buy and pay for products reducing financial pressures and burdens Reviewed on: 7th July 2026

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