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PayPal: PayPal Credit reviews

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4.90
Based on 107,196 reviews, last reviewed 14th May 2026
2599800% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent company never ever had any problems . So never really had much need to contact customer services . Only to report possible spam Reviewed on: 14th May 2026
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hair

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026
Andrew White's avatar
Andrew White
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (107196)

I have been with PayPal for many years and they have...

5
I have been with PayPal for many years and they have always and they have always managed to help me great service Reviewed on: 6th May 2026
Mario F's avatar
Mario F

Easy to access and easy to use.

5
Easy to access and easy to use. Customer service are very helpful. Reviewed on: 6th May 2026
Apple M's avatar
Apple M

Stress free

5
Easy, stress free. And plenty of time to pay back Reviewed on: 6th May 2026
Cade G's avatar
Cade G

Love paypal credit

5
Easy to use, value for money, great for spreading the cost of purchases Reviewed on: 6th May 2026
paula baker's avatar
paula baker

Always been simple and easy no hassle straight forward

5
Always been simple and easy no hassle straight forward Reviewed on: 6th May 2026
Debbie g's avatar
Debbie g

Easy to set up and use.

5
Easy to set up and use. I feel very safe using paypal. It’s my preferred way to pay. I love the pay in 3 too. It has been so helpful to me. Reviewed on: 6th May 2026
Lyns's avatar
Lyns

ive used pay pal since I was 18 i’m now 32.

5
ive used pay pal since I was 18 i’m now 32. it’s amazing for sending money and also controlling bills Reviewed on: 6th May 2026
Zac V's avatar
Zac V

One of the best platforms for everyday transactions

5
One of the first platforms to offer me Pay in 3 and multiple payment methods for everyday transactions, my experience has been really really smooth. The app is well thought through and easy to use. It was also one of the first platforms where I was able to dabble into crypto ETFs for the first time in a very safe and easy way. Reviewed on: 6th May 2026
Shaun Musgrave's avatar
Shaun Musgrave

Easy to use and some many functions

5
I have used PayPal now for several years and I am highly satisfied, it is easy to use and gama many functions Reviewed on: 6th May 2026
Esther C's avatar
Esther C

Seamless and stress free .

5
Seamless and stress free . Felt very secure too Reviewed on: 6th May 2026
Harikumar S's avatar
Harikumar S

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