Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (168657 reviews)

View other PayPal products

4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (168674)

Easy to use and manage - accepted on most sites I ne...

Easy to use and manage - accepted on most sites I need to use Reviewed on: 7th July 2026

I have been using PayPal since the day it started.

I have been using PayPal since the day it started. Any issues I have had with sellers have been speedily rectified with PayPal. Reviewed on: 7th July 2026

PayPal credit service

Excellent service at all times, no issues. The pay in 3 months installments with 0% interest is invaluable Reviewed on: 7th July 2026

Absolutely lv PayPal especially the pay 3 it's so e...

Absolutely lv PayPal especially the pay 3 it's so easy and let's me spread the cost to affordability great.. Reviewed on: 7th July 2026

Thank you Paypal credit for being my biggest support...

Thank you Paypal credit for being my biggest support in difficult times. I am very grateful to have your card in my pocket. Reviewed on: 7th July 2026

Useful to have

Pay pal is very useful to have for day to day use & Paypal credit & pay in 3 is great for more experience purchases Reviewed on: 7th July 2026

Payments and interest are reasonable.

Payments and interest are reasonable. Reviewed on: 7th July 2026

I have used PayPal for over 20 years and been happy...

I have used PayPal for over 20 years and been happy with the service….in fact I would go further and say delighted, Ever transaction has been smooth and seem less without any issues Reviewed on: 7th July 2026

Easy to use and access

Easy to use and access , had no issues Reviewed on: 7th July 2026

Paypal is easy and best service out there they provi...

Paypal is easy and best service out there they provide best services and are accepted widely.there 4 month 0 percent intreast free service is best. Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.70 from 3812 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 89253 reviews
Payments
from PayPal 4.70 from 3817 reviews
Credit card
from PayPal 4.69 from 116 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub