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PayPal: PayPal Credit reviews

4.90
Based on 107,260 reviews, last reviewed 14th May 2026
2602650% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

No fuss, flexible payment solutions. No fuss, flexible payment solutions. Have used for years and will continue to do so. Reviewed on: 14th May 2026
Andy W's avatar
Andy W

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026
Andrew White's avatar
Andrew White

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (107260)

Great Product

5
Safe feeling when you go on the internet Reviewed on: 6th May 2026

Always a reliable and reputable company who you can...

5
Always a reliable and reputable company who you can trust 100% Reviewed on: 6th May 2026

Their options are simple to understand and are varie...

5
Their options are simple to understand and are varied to suit allsorts Reviewed on: 6th May 2026

I like to use PayPal to spread payments

3
I like to use PayPal to spread payments Reviewed on: 6th May 2026

PayPal has been consistently reliable and easy to use.

5
PayPal has been consistently reliable and easy to use. Sending money is quick, online checkout is simple, and the buyer protection adds extra peace of mind when shopping. The app is straightforward, transactions are easy to track, and transfers usually go through without any issues. Overall, it’s a convenient service that makes managing online payments much easier. Reviewed on: 6th May 2026

I got accepted credit card easy .

5
I got accepted credit card easy . Reviewed on: 6th May 2026

Instant customer service.

5
Instant customer service to help set up 12 month interest free credit direct debit. Plenty of credit options available. Reviewed on: 6th May 2026

Great reliable service

5
Been using PayPal for many years and always thought they are reliable. Reviewed on: 6th May 2026

Used PayPal for over 2 decades never a problem

5
Used PayPal for over 2 decades never a problem Reviewed on: 6th May 2026

It’s simple to use.

5
It’s simple to use. Good communications. No barriers to accessing. Reviewed on: 6th May 2026

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