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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (168985 reviews)

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4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (169078)

Paypal is good.

The app and the websites and shops Paypal is available through are fantastic. Payments to paypal from your bank account are not instant and can take a day or two. Trying to control the monthly payment can take a short while to get to know how to use the app. Reviewed on: 7th July 2026

Great service

Used on many different occasions with no problems Reviewed on: 7th July 2026

Easy to use, a few months no interest is good...

Easy to use, a few months no interest is good value Reviewed on: 7th July 2026

Excellent service with no issues

Excellent service with no issues Reviewed on: 7th July 2026

Excellent

Very good, can use almost anywhere Reviewed on: 7th July 2026

So easy to get sorted with credit options.

So easy to get sorted with credit options. Never had any problems Reviewed on: 7th July 2026

Easy to use and understand.

Easy to use and understand. Layout easy to navigate and making payment is also easy to do Reviewed on: 7th July 2026

PayPal, My Go To Choice Of Payment Method.

I have been using PayPal as my preferred method of paying for online purchases and services for over twenty years. PayPal credit is a facillity I use for larger purchases to ease the cost and with zero percent interest it makes complete sense. It's easy to setup and use especially through the PayPal app. Excellent all round. Thank you. Reviewed on: 7th July 2026

It works fine but getting a little complicated

It works fine but getting a little complicated Reviewed on: 7th July 2026

Helps spread the costs

An unrecognised transaction with Uber Eats which I don’t use was reimbursed immediately. It also helps you pay for large purchases and spread the costs. Reviewed on: 7th July 2026

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