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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 107,285 reviews, last reviewed 14th May 2026
2603700% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Reliability you can trust. I have used all of the PayPal services and have been a paypal customer for over 20 years. I have had very few reasons to have to use their customer se... Read more Reviewed on: 14th May 2026
Jo Baillie's avatar
Jo Baillie

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026
Andrew White's avatar
Andrew White
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (107285)

I used PayPal credit for a big purchase

5
I used PayPal credit for a big purchase and they made it very simple. The terms of the agreement were very good and I was supported throughout the whole application. The customer service i received was second to none! Reviewed on: 6th May 2026
Calvin D's avatar
Calvin D

ease of use and very useful product comes in handy w...

4
ease of use and very useful product comes in handy with spreading cost of purchase. Reviewed on: 6th May 2026
floyd's avatar
floyd

I love how easy it is to use PayPal.

5
I love how easy it is to use PayPal. The way they deal with disputes is brilliant and I never have any issues Reviewed on: 6th May 2026
Angela F's avatar
Angela F

Efficient

5
Great fast way of getting the money you need Reviewed on: 6th May 2026
sean hart 's avatar
sean hart

brilliant service.

5
brilliant service. good starting credit limit. excellent customer service. always available in many different stores both online and in person. Reviewed on: 6th May 2026
Sharon C's avatar
Sharon C

10/10 services

5
I have found the customer service at PayPal very kind and helpful. I have used PayPal for many many years and never had a problem. Would recommend Reviewed on: 6th May 2026
Laura C's avatar
Laura C

Have always found it to be reliable!

5
Have always found it to be reliable! Reviewed on: 6th May 2026
Tara V's avatar
Tara V

Never experienced any issues with PayPal, pay in 3 i...

5
Never experienced any issues with PayPal, pay in 3 is very useful. Very easy to use and all explained on the app. Reviewed on: 6th May 2026
Kim T's avatar
Kim T

No more difficult than paying outright

5
Very easy to set up, I've used pay in 3 several times and it's as straightforward as paying directly Reviewed on: 6th May 2026
Graham M's avatar
Graham M

This made my life so easy and possible to buy whatev...

5
This made my life so easy and possible to buy whatever i want. Life changer Reviewed on: 6th May 2026
Hadia Choudhry's avatar
Hadia Choudhry

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