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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (169289 reviews)

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4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (169388)

Used PayPal for many years, always found it to be an...

Used PayPal for many years, always found it to be an extremely professional service with a very occasional problem being sorted quickly and professionally. App is clear and very easy to navigate. Reviewed on: 7th July 2026

Simply outstanding

I have been useing paypal for a number of years now & never ever has any trouble everythibg is so easy to use & i swear they bring a different feature out every month on the app as there is so much to choose from Reviewed on: 7th July 2026

Secure and trusted service

Ive used this service only once but it was a good experience- I feel Pay Pal is a trusted, secure service to use Reviewed on: 7th July 2026

Allows you to pay over a few months to treat yoursel...

Allows you to pay over a few months to treat yourself, and takes away the pain. Reviewed on: 7th July 2026

The customer service team is great, every time I pho...

The customer service team is great, every time I phone to get some help they are so helpful. Also love the credit system they have now. Reviewed on: 7th July 2026

I love PayPal!

Been using PayPal for years now, safe and easy way to buy. Reviewed on: 7th July 2026

I always use Paypal when I want to purchase an expen...

I always use Paypal when I want to purchase an expensive item. Paying in 3 is a great way of spreading the cost interest free. Reviewed on: 7th July 2026

Easy to set up and use.

Easy to set up and use. Clear explanations Reviewed on: 7th July 2026

Recommend to family and friends excellent experience...

Recommend to family and friends excellent experience and every time I use it it was for free. Reviewed on: 7th July 2026

4 months interest free credit!

I got 4 months interest free credit on my buy, which is amazing. Very easy to apply for. App is easy to understand and navigate. I would recommend them to anyone. Reviewed on: 7th July 2026

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