Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 169,432 reviews, last reviewed 8th Jul 2026
1457% increase in 5 star reviews
in the past 90 days
1495% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026
Ross Humphrey's avatar
Ross Humphrey

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026
Elton Ersani's avatar
Elton Ersani

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (169735)

Brilliant, easy to use and gives me the flexibility...

5
Brilliant, easy to use and gives me the flexibility I need Reviewed on: 7th July 2026

Quick, Easy & Reliable

5
PayPal makes online payments incredibly quick and easy. It’s secure, convenient, and accepted by so many retailers, which makes checkout hassle-free. I use it regularly and it’s become one of my favourite ways to pay. Reviewed on: 7th July 2026

Paypal money and credit.

5
Never a problem,so easy to use.Very handy Reviewed on: 7th July 2026

Great PayPal service

4
Excellent service always. Well done PayPal Reviewed on: 7th July 2026

Amazing feature

5
Very easy to use, great for when you need a little more time to pay back. Website set up is really straightforward and if any issues occur customer service is really helpful Reviewed on: 7th July 2026

So easy and convenient - love that you can pay later...

5
So easy and convenient - love that you can pay later or over time. Have used this so many times and it’s really helped me out when I’ve had big purchases to make. They’re also fantastic if you have any issues - never had a problem getting my money refunded. Reviewed on: 7th July 2026

I love how easy it is to use PayPal

5
I love how easy it is to use PayPal for purchases, and the different credit plans are really good for financial planning. Reviewed on: 7th July 2026

Paypal an Excellent all round Service

5
I have used PayPal for a number of years and found the service very easy and simple to follow as a pensioner. If I have a query the staff have always been very helpful and resolved any problems. Always polite and helpful. Excellent customer service. Reviewed on: 7th July 2026

Used PayPal credit.

4
Used PayPal credit. And got on well. I would just like payment when you make it to clear of the card to be instant as it has a time delay Reviewed on: 7th July 2026

Best of beat

5
Best of the best number one of all Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 92149 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3827 reviews
    PayPal
  • Credit card

    from PayPal 4.69 from 117 reviews
    PayPal
    View all products