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PayPal: PayPal Credit reviews

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4.90
Based on 107,307 reviews, last reviewed 15th May 2026
2604650% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It was good easy yo manage in the app It was good easy yo manage in the app Reviewed on: 15th May 2026
Yogendrasinh 's avatar
Yogendrasinh

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026
Andrew White's avatar
Andrew White
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (107307)

Smooth transactions

5
Smooth transactions, easy to set up and good communication! Reviewed on: 6th May 2026
Sarah's avatar
Sarah

Good service, never had any problems.

5
Good service, never had any problems. Reviewed on: 6th May 2026
Emmanuel O's avatar
Emmanuel O

Simple and effective

5
Simple and effective way way of obtaining credit. Once it's set up it offers easy and fast way way of paying using credit accros a wide range of supplier. I have used Pay PayPal credit now for many years and I have never been let down. Reviewed on: 6th May 2026
Alex D's avatar
Alex D

Result beyond expectations

5
I always have good experience using PayPal Credit Service Reviewed on: 6th May 2026
A Mostafa's avatar
A Mostafa

Simple to use and never hand any issues.

5
Simple to use and never hand any issues. Reviewed on: 6th May 2026
Kelly 's avatar
Kelly

Easy to use brilliant customer service

5
Easy to use brilliant customer service Reviewed on: 6th May 2026
Anthony Murphy's avatar
Anthony Murphy

I’ve had a consistently positive experience using Pa...

5
I’ve had a consistently positive experience using PayPal. The platform is incredibly easy to use, whether I’m sending money to friends, paying for online purchases, or managing transactions for work. Payments are processed quickly, and I appreciate the added layer of security that helps protect my financial information. One of the standout features for me is how widely accepted PayPal is—it makes online shopping and international payments much more convenient. I also find the interface intuitive, with everything clearly laid out so I can track my activity without any hassle. Customer support has been helpful when I’ve needed assistance, and overall, the service feels reliable and trustworthy. PayPal has made managing payments simple and stress-free, and I’d definitely recommend it to others looking for a secure and convenient payment solution. Reviewed on: 6th May 2026
Nichola E's avatar
Nichola E

Easy to understand as I am not great with technology...

5
Easy to understand as I am not great with technology Reviewed on: 6th May 2026
Amanda's avatar
Amanda

Always there when needed and 0% interest over three...

5
Always there when needed and 0% interest over three months perfect Reviewed on: 6th May 2026
Terri a's avatar
Terri a

Excellent experience.

5
Excellent experience. Feel safe using paypall and it helps spreading cost Reviewed on: 6th May 2026
Justyna W's avatar
Justyna W

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