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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (149425 reviews)

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4.73

Based on 149,327 reviews, last reviewed 5th Jul 2026

4477% increase in 5 star reviews

in the past 90 days

4317% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Everything was quick, smooth, Excellent service! Everything was quick, smooth, and very easy to complete. The whole process was hassle-free, and I’m really satisfied. Highly recomm... Read more Reviewed on: 5th July 2026

Latest lowest rating:

2

Verifying payments! Finding how to verify a payment on either the PayPal App or the website is a complete nightmare! Why this cannot simply be a 'pop up' on the site or ... Read more Reviewed on: 5th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (149429)

This is the most convenient way to spend and safe it...

This is the most convenient way to spend and safe it’s a straight forward pleasant experience Reviewed on: 16th June 2026

I highly recommend PayPal Credit.

I highly recommend PayPal Credit. At first I was apprehensive about using it and adding another monthly expence to my bills but It has been incredibly useful to have in times of need when unexpected expenses pop up, or wanting something that you usually couldnt pay for in one go. The initial application and checkout process are both so easy and seamless. What I appreciate most is that the monthly repayments are always affordable plus always having the option to make extra payments at any time, the online statements are clearly laid out too making it very straightforward to keep track of what I owe. Also, the 0% intrest for the first 4 months really helps when it comes to splitting up big purchases! Reviewed on: 16th June 2026

Been so easy to send receive and pay

Been so easy to send receive and pay Reviewed on: 16th June 2026

FANFLIPPINTASTIC ! Guilt free shopping at its best!!

I love the pay in 3 feature. Makes me feel in control when I need to buy a bigger purchase… or just feel like treating myself guilt free!! Reviewed on: 16th June 2026

Peace of Mind

I’ve been using PayPal for a couple of years now and it’s been a breeze. I use mostly the credit and the monthly pay and schedule is accommodating. One of the finance platforms that indirectly taught me to mange my finances. Reviewed on: 16th June 2026

Excellent service, makes life easy

Excellent service, makes life easy Reviewed on: 16th June 2026

PayPal is easy to use and easy to contact when you n...

PayPal is easy to use and easy to contact when you need help. This day and age, it has become so hard to speak to a human for help without a robot blocking the way but not PayPal. Any time you need assistance; they’re on the other end of the line. Reviewed on: 16th June 2026

Very helpful and pleasant experience really helped m...

Very helpful and pleasant experience really helped me and throughly recommended by me , saved a lot of stress so I am so pleased it was recommended to me , Reviewed on: 16th June 2026

love love paypal

Love PayPal easy to transfer to family also to pay on credit Reviewed on: 16th June 2026

I found it easy to get things that I didn't have eno...

I found it easy to get things that I didn't have enough for and able to spread the cost Reviewed on: 16th June 2026

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