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PayPal: PayPal Credit reviews

4.73
Based on 149,327 reviews, last reviewed 5th Jul 2026
4477% increase in 5 star reviews
in the past 90 days
4317% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Everything was quick, smooth, Excellent service! Everything was quick, smooth, and very easy to complete. The whole process was hassle-free, and I’m really satisfied. Highly recomm... Read more Reviewed on: 5th July 2026
Ali A's avatar
Ali A

Latest lowest rating:

2

Verifying payments! Finding how to verify a payment on either the PayPal App or the website is a complete nightmare! Why this cannot simply be a 'pop up' on the site or ... Read more Reviewed on: 5th July 2026
Stephen EB's avatar
Stephen EB

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (149374)

i LIKE PAYPAL AS THEY TRUSTED ME FROM THE...

5
i LIKE PAYPAL AS THEY TRUSTED ME FROM THE START WITHOUT KNOWING ME APPART FROM MY PASSPORT AND BANK ACCOUNT. MY FRIEND ADVISED ME AS I AM GERMAN AND HATE CARRY TO MUCH MONEY , TO PAYPAL I AM HAPPY IT JOINT, Reviewed on: 16th June 2026

Lively amazing app so nice love it

5
Lively amazing app so nice love it Reviewed on: 16th June 2026

PayPal is easy to use.

5
PayPal is easy to use. You get help with everything you need they are easy to talk to and so helpful. If you get scammed they help you every step of the way in getting your money back and keeping you safe. Reviewed on: 16th June 2026

Great Experience

5
Never had any issues, simple to use and keep track of! I love that everything’s in the same app and I can earn points from my purchases. Reviewed on: 16th June 2026

PayPal works for me

5
Easy to navigate, secure, stress free transaction processing Reviewed on: 16th June 2026

Very easy to use, very secure, great when buying onl...

5
Very easy to use, very secure, great when buying online or sending money to friends, especially if from a different country Reviewed on: 16th June 2026

Good service and easy to use

5
I like that PayPal offers the interest free credit service, it’s easy to use and set up a direct debit to pay it off. Reviewed on: 16th June 2026

Excellent

5
Good experience I like it and I’m enjoying Reviewed on: 16th June 2026

Paypal credit is great, really happy with it.

5
Paypal credit is great, really happy with it. App is so easy to use, everything is set out well. Very happy with the overall service paypal provides. Reviewed on: 16th June 2026

Great experience

4
Very good experience. It helps many people to be able to buy their items in 4 monthly installments without interest. Reviewed on: 16th June 2026

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