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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (106676 reviews)

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4.90

Based on 106,676 reviews, last reviewed 14th May 2026

2576000% increase in 5 star reviews

in the past 90 days

7550% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I think the credit card is really good and also the... I think the credit card is really good and also the new point system is amazing. Reviewed on: 14th May 2026

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (106676)

Reliable and flexible.

Reliable and flexible. Great service Reviewed on: 6th May 2026

Im very happy with my Paypal credit Very easy to u...

Im very happy with my Paypal credit Very easy to use and have instalment options that makes life easy no tension about interest plenty time to pay off Reviewed on: 6th May 2026

I feel safe using PayPal on my apple devices as I ca...

I feel safe using PayPal on my apple devices as I can use my passkey to ensure that I’m safe. Reviewed on: 6th May 2026

THE EXPERIENECE IS FINE BUT STILL NEED SOME IMPROVEMENT

THE EXPERIENECE IS FINE BUT STILL NEED SOME IMPROVEMENT Reviewed on: 6th May 2026

It amazing it helps me out a lot and it is very hand...

It amazing it helps me out a lot and it is very handy to have. Reviewed on: 6th May 2026

Very reliable

Just been very reliable,never had any issues Reviewed on: 6th May 2026

Very easy to make a purchase online as most sites t...

Very easy to make a purchase online as most sites take PayPal and now with a physical card, in person at retail stores. Also the choice of pay in 3 or pay 4 interest free or spread payments over a longer term but with interest. Reviewed on: 6th May 2026

Peace of Mind Guaranteed

PayPal credit is great to have as a back up for emergency purchases. It's so useful, especially the 'pay in 3' option which means I don't have yo panic if I have an unexpected expense that's a little over budget. Reviewed on: 6th May 2026

Always a good service...

Always a good service can be used for different things Reviewed on: 6th May 2026

A great credit line with secure payments

A great credit line with secure payments that are protected in the event of any purchase issues. Reviewed on: 6th May 2026

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