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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (149347 reviews)

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4.73

Based on 149,327 reviews, last reviewed 5th Jul 2026

4477% increase in 5 star reviews

in the past 90 days

4317% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Everything was quick, smooth, Excellent service! Everything was quick, smooth, and very easy to complete. The whole process was hassle-free, and I’m really satisfied. Highly recomm... Read more Reviewed on: 5th July 2026

Latest lowest rating:

2

Verifying payments! Finding how to verify a payment on either the PayPal App or the website is a complete nightmare! Why this cannot simply be a 'pop up' on the site or ... Read more Reviewed on: 5th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (149348)

Good service and easy to use

I like that PayPal offers the interest free credit service, it’s easy to use and set up a direct debit to pay it off. Reviewed on: 16th June 2026

Excellent

Good experience I like it and I’m enjoying Reviewed on: 16th June 2026

Paypal credit is great, really happy with it.

Paypal credit is great, really happy with it. App is so easy to use, everything is set out well. Very happy with the overall service paypal provides. Reviewed on: 16th June 2026

Great experience

Very good experience. It helps many people to be able to buy their items in 4 monthly installments without interest. Reviewed on: 16th June 2026

Good Experience with PayPal Credit

Had a good experience using PayPal Credit for the first time and friends use it as well. Terms and details are listed clearly when applying, the whole application process is simple and straightforward. I’d recommend my other friends to consider PayPal Credit when planning their financials. Reviewed on: 16th June 2026

I’ve always had a good experience with PayPal, it’s...

I’ve always had a good experience with PayPal, it’s a professional service with fast communication and security in place to make transactions safe and secure, both for the customer and the seller! Reviewed on: 16th June 2026

I’ve had PayPal for many years, and it’s reliable...

I’ve had PayPal for many years, and it has consistently been a reliable and useful service. It makes sending and receiving payments quick and convenient, whether for personal transactions or online purchases. Over the years, I’ve found it to be secure, easy to use, and widely accepted, which has made managing payments much simpler. Overall, my experience with PayPal has been very positive, and it has been a valuable tool for handling financial transactions. Reviewed on: 16th June 2026

I have dealt with PayPal for several years and have...

I have dealt with PayPal for several years and have found them to be professional and fair in their dealings and feel secure in using their services Reviewed on: 16th June 2026

Always helpful

Always solve your queries or problems being scammed Reviewed on: 16th June 2026

Very good service and excellent.

Very good service and excellent. Very easy to use. Reviewed on: 16th June 2026

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