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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 106,669 reviews, last reviewed 14th May 2026
2575650% increase in 5 star reviews
in the past 90 days
7550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to set up Easy to set up and clear instructions Reviewed on: 14th May 2026
Alec D's avatar
Alec D

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026
JWB's avatar
JWB
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (106669)

Been using PayPal credit for over 10 years been and...

5
Been using PayPal credit for over 10 years been and never have had a problem it helped me when I’ve been in a pinch and helped get my credit score up after my a ex problem always try and recommend friends to use PayPal credit as it’s the only one I use Reviewed on: 6th May 2026
Gareth88's avatar
Gareth88

Fab was able to make the purchase with ease.

5
Fab was able to make the purchase with ease. No problems encountered. Happy with every step. Reviewed on: 6th May 2026
Buzzwoodyfan 's avatar
Buzzwoodyfan

I use a market place that uses PayPal and I’ve had p...

5
I use a market place that uses PayPal and I’ve had pretty good service Reviewed on: 6th May 2026
Joel B's avatar
Joel B

PayPal is for credit too!

5
I hadn't thought of PayPal as being a place that offers credit, but I am so glad that I took a chance and tried it, no regrets. It was so easy to set up and I'm happy about the credit limit I've been given. Reviewed on: 6th May 2026
Nikki F's avatar
Nikki F

Transparent in process

5
Have used PayPal for many years, they are transparent with fees, payments & any forthcoming changes to policies & processes. Also quick to respond to any account issues/possible scams etc. Reviewed on: 6th May 2026
Darren Young's avatar
Darren Young

PayPal is super universal in everyday life, very fle...

5
PayPal is super universal in everyday life, very flexible and customer service are second to none. Reviewed on: 6th May 2026
Mark E's avatar
Mark E

Great credit option

5
PayPal is always easy to use, and the addition of credit to your account is a great bonus. Much preferred to other credit options. Reviewed on: 6th May 2026
Ellie's avatar
Ellie

excellent and always allows alternative ways to pay...

5
excellent and always allows alternative ways to pay for things i love Reviewed on: 6th May 2026
Chloe 's avatar
Chloe

Human customer service .

5
Human customer service . Short wait time to speak to someone. Reviewed on: 6th May 2026
anthony bryan's avatar
anthony bryan

I love paypal credit.

5
I love paypal credit. It helps you to manage you payment in difficult times Reviewed on: 6th May 2026
Moon Rafiq's avatar
Moon Rafiq

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