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PayPal: PayPal Credit reviews

4.73
Based on 149,044 reviews, last reviewed 5th Jul 2026
4512250% increase in 5 star reviews
in the past 90 days
13250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have used Paypal for over 10 years and I cant faul... I have used Paypal for over 10 years and I cant fault this app, it is the best and very secure. Great customer service Reviewed on: 5th July 2026
Yecora L's avatar
Yecora L

Latest lowest rating:

2

Uses a hard search on your credit score and doesn’t... Uses a hard search on your credit score and doesn’t make it easy to pay off your debts Reviewed on: 5th July 2026
Jodi B's avatar
Jodi B

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (149317)

Best provider

5
The few times I contacted them they always take care of my complain. Reviewed on: 16th June 2026

Never had to contact customer services, however the...

4
Never had to contact customer services, however the timescales of updating balances after payment has been confirmed is too long, sometimes 4 or 5 days, this should be immediate. Reviewed on: 16th June 2026

Fast, easy to use, safe, no hassle

5
Fast, easy to use, safe, no hassle Reviewed on: 16th June 2026

Easy to use and very helpful in a time where things...

5
Easy to use and very helpful in a time where things can be hard Reviewed on: 16th June 2026

Great way to pay.

5
Great way to pay. So easy and they give you credit as well. Reviewed on: 15th June 2026

I have being using PayPal for years its the safest w...

5
I have being using PayPal for years its the safest way to pay online. Whenever I had an issue it was resolved by the customer service team promptly. I also used PayPal credit and it is very convenient. Reviewed on: 15th June 2026

Very forgiving and easy to use, and good security.

5
Very forgiving and easy to use, and good security. Reviewed on: 15th June 2026

Very reliable and service is good

5
Very reliable and service is good Reviewed on: 15th June 2026

Earn when you spend no worries with paypal

5
Earn when you spend no worries with paypal Reviewed on: 15th June 2026

Pay pal its my pal

5
Best app I ever used so easy and simple helps me out lot places . Reviewed on: 15th June 2026

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