Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (149265 reviews)

View other PayPal products

4.73

Based on 149,044 reviews, last reviewed 5th Jul 2026

4512250% increase in 5 star reviews

in the past 90 days

13250% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have used Paypal for over 10 years and I cant faul... I have used Paypal for over 10 years and I cant fault this app, it is the best and very secure. Great customer service Reviewed on: 5th July 2026

Latest lowest rating:

2

Uses a hard search on your credit score and doesn’t... Uses a hard search on your credit score and doesn’t make it easy to pay off your debts Reviewed on: 5th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (149265)

contact customer service once

I have only had to contact customer service once and it was a bit of a troll to get to the advisor but they were helpful once I got through Reviewed on: 15th June 2026

Using PayPal credit very often as find it best opti...

Using PayPal credit very often as find it best option for short term interest free Reviewed on: 15th June 2026

I have been using PayPal for many years.

I have been using PayPal for many years and have always found their service to be perfect throughout, easy transactions, great protection, customer service has been excellent. Reviewed on: 15th June 2026

Love using PayPal for on line purchases.

Love using PayPal for on line purchases for the security behind you buying on line. The pay in 3 option make large purchases so much easier. I also use PayPal to send money abroad to my family in Norway. It's a lot quicker and cheaper than a bank transfer. Reviewed on: 15th June 2026

Smooth and wonderful.

Smooth and wonderful. Service is always smooth Reviewed on: 15th June 2026

They kept reducing my available credit

They kept reducing my available credit Reviewed on: 15th June 2026

I have a good experience with PayPal I would recomme...

I have a good experience with PayPal I would recommend it to my family and friend. Reviewed on: 15th June 2026

Very awesome The best credit opportunities provider...

Very awesome The best credit opportunities provider and its easy to get money from anywhere in world with best timing and services. Reviewed on: 15th June 2026

I have been with PayPal many years, they are good.

I have been with PayPal many years, they are good. Reviewed on: 15th June 2026

Easy to use , working every where

Easy to use , working every where Reviewed on: 15th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Account
from Shop Direct 3.38 from 27 reviews
Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 79981 reviews
Payments
from PayPal 4.71 from 3760 reviews
Credit card
from PayPal 4.70 from 101 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub