Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (106665 reviews)

View other PayPal products

4.90

Based on 106,665 reviews, last reviewed 14th May 2026

2575450% increase in 5 star reviews

in the past 90 days

7550% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Easy to use and very simple to understand overall ve... Easy to use and very simple to understand overall ver good Reviewed on: 14th May 2026

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (106665)

Buy now pay over time.

Excellent option to split payments for a wide range of products & services. i particularly like the fact i can buy concert tickets & shows released months in advance of the event. The option to buy in full 12 mths before the event is not always possible. This service means we do not lose out. Reviewed on: 6th May 2026

Very good service for me I am so happy

Very good service for me I am so happy Reviewed on: 6th May 2026

I love pay pal it is so simple to pay...

I love pay pal it is so simple to pay with it Reviewed on: 6th May 2026

I am happy with a service I getting.

I am happy with a service I getting. Reviewed on: 6th May 2026

Quick and easy application process.

Quick and easy application process. Instant access to credit. Reviewed on: 6th May 2026

Don’t miss out on using PayPal .

Great rates never has let me down. And can be widely used across the internet. Reviewed on: 6th May 2026

Been using PayPal credit for over 10 years been and...

Been using PayPal credit for over 10 years been and never have had a problem it helped me when I’ve been in a pinch and helped get my credit score up after my a ex problem always try and recommend friends to use PayPal credit as it’s the only one I use Reviewed on: 6th May 2026

Fab was able to make the purchase with ease.

Fab was able to make the purchase with ease. No problems encountered. Happy with every step. Reviewed on: 6th May 2026

I use a market place that uses PayPal and I’ve had p...

I use a market place that uses PayPal and I’ve had pretty good service Reviewed on: 6th May 2026

PayPal is for credit too!

I hadn't thought of PayPal as being a place that offers credit, but I am so glad that I took a chance and tried it, no regrets. It was so easy to set up and I'm happy about the credit limit I've been given. Reviewed on: 6th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.89 from 369 reviews
Better Off Calculator
from Policy in Practice 4.78 from 494 reviews
Retail Finance
from V12 Retail Finance 4.68 from 25 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 50583 reviews
Payments
from PayPal 4.91 from 3715 reviews
Credit card
from PayPal 4.90 from 82 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub