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PayPal: PayPal Credit reviews

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4.90
Based on 98,668 reviews, last reviewed 6th May 2026
2208800% increase in 5 star reviews
in the past 90 days
6200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent customer service and prompt dispute resolu... Excellent customer service and prompt dispute resolution Reviewed on: 6th May 2026
Mr S's avatar
Mr S

Latest lowest rating:

1

Poor service Due to internal errors they blocked my account- would not tell me what the issue was but they said my account Carried risk. Despite disputing they wou... Read more Reviewed on: 6th May 2026
Lauren's avatar
Lauren
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (98668)

Very easy app to use and payment methods excellent.

5
Very easy app to use and payment methods excellent. Reviewed on: 18th May 2024
Davy glover's avatar
Davy glover

Very easy and convenient way to pay.

5
Very easy and convenient way to pay. Reviewed on: 18th May 2024
jonny's avatar
jonny

So happy to use Paypal.

5
So happy to use Paypal. Really good, fast and reliable services. Reviewed on: 18th May 2024
Furkan C's avatar
Furkan C

Good service however there is no protection for cust...

4
Good service however there is no protection for customers when making purchases using PayPal Credit such as scams. Reviewed on: 18th May 2024
Amy L's avatar
Amy L

Fab service and always been easy to use.

5
Fab service and always been easy to use. Anytime I have needed to contact customer service for a query they have always assisted in a timely fashion and solved my query quickly. Would 100% recommend! Reviewed on: 18th May 2024
Kirsten O's avatar
Kirsten O

Always available , I like the choice of credit or th...

5
Always available , I like the choice of credit or their pay in three option which allows me to keep my balance under control. Reviewed on: 18th May 2024
Nick P's avatar
Nick P

In one occasion PayPal was confused me about direct...

4
In one occasion PayPal was confused me about direct debit Reviewed on: 18th May 2024
Ali nawin's avatar
Ali nawin

Last time I phoned as I had a late payment fee but I...

5
Last time I phoned as I had a late payment fee but I’d already made payment. Had late free reversed straight away on the phone without any issue. Resolved quickly and easily. Reviewed on: 18th May 2024
Paige D's avatar
Paige D

PayPal credit has got me out of many sticky situatio...

5
PayPal credit has got me out of many sticky situations in the past and still is today and it doesn’t carry the high interest rates like credit cards do Reviewed on: 18th May 2024
Tom P's avatar
Tom P

Good interest rate

5
Easy paymeny system, no interest system and the Interest rate is competitive. Good process for retrieving payment if disatified with a service or product. Reviewed on: 18th May 2024
THiggz's avatar
THiggz

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