Paid advertisement
Smart Money People Logo

PayPal: PayPal Credit reviews

4.74
Based on 116,870 reviews, last reviewed 30th May 2026
3045650% increase in 5 star reviews
in the past 90 days
9150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always a smooth, secure transaction Always a smooth, secure transaction with flexibility and security thrown in. Thank you. Reviewed on: 30th May 2026
Evan Smith's avatar
Evan Smith

Latest lowest rating:

1

NannsksWa Wsssjjssjskkk skksiisksks xxkxkksks Reviewed on: 30th May 2026
Jonathan M's avatar
Jonathan M

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (116870)

Paypall everywhere

5
Everytime i had problem with buyers paypall was above and beyond and got all sorted for me. Reviewed on: 11th June 2024

4 months interest free

5
The 4 months interest free is what I use the most....5* Reviewed on: 11th June 2024

Great payment plan

5
Very convenient way to pay for items over 4 months Reviewed on: 11th June 2024

Great flexible use of credit facilities accepted in...

5
Great flexible use of credit facilities accepted in a huge amount places. Makes budgeting easier and gives you added protection for purchases. Reviewed on: 11th June 2024

PayPal is a great place for who wants a little help...

5
PayPal is a great place for who wants a little help to repay borrowed money Reviewed on: 11th June 2024

Paypal credit

5
Paypal credit is easy and simple to use, as well as being widely available on a lot of sites, there are multiple purchase options many available with no interest if paid back within a certain amount of time, a very helpful resource for anyone making purchases that they can repay monthly Reviewed on: 11th June 2024

Best for Credit.

5
Best for Credit. Would really recommend it. Reviewed on: 11th June 2024

Very helpful

5
The 4 months zero interest for transactions over £100 is very helpful. It is easy to keep track of the balance and the email reminders for due payments are helpful too. The interest rates are reasonable as well. Reviewed on: 11th June 2024

I have called to get help with my payment And I...

5
I have called to get help with my payment And I didn't wait for too long for the response Reviewed on: 11th June 2024

A Reliable Payment Partner

5
Having used PayPal for eight years, I’ve consistently enjoyed its ease of use, speed, and top-notch security. It’s my reliable choice for all external payments. Reviewed on: 11th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 55305 reviews
    PayPal
  • Payments

    from PayPal 4.73 from 3726 reviews
    PayPal
  • Credit card

    from PayPal 4.70 from 84 reviews
    PayPal
    View all products