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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 98,650 reviews, last reviewed 6th May 2026
2208050% increase in 5 star reviews
in the past 90 days
6200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent and very professional, safe service Excellent and very professional, safe service Reviewed on: 6th May 2026
Muhammad Naz's avatar
Muhammad Naz

Latest lowest rating:

1

Poor service Due to internal errors they blocked my account- would not tell me what the issue was but they said my account Carried risk. Despite disputing they wou... Read more Reviewed on: 6th May 2026
Lauren's avatar
Lauren
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (98650)

I like to use the 0% credit facility when I purchase...

5
I like to use the 0% credit facility when I purchase product's and pay in 3 instalments Reviewed on: 18th May 2024
Krzysztof P's avatar
Krzysztof P

Best option for purchase

5
4 months interest free credit or pay in 3 are very good options for purchase, I mostly use one of them. In my opinion PayPal is the best in providing credit for purchase. Reviewed on: 18th May 2024
G S's avatar
G S

Very good and easy to use

5
Very good and easy to use, would recommend to a friend and definitely use again myself. Enough time to pay back before the interest goes up. Reviewed on: 18th May 2024
Charlie H's avatar
Charlie H

Help you shop without pressure.

5
Helps a lot to get off the pressure for buying expensive essentials! Reviewed on: 18th May 2024
NaS's avatar
NaS

PayPal Credit is best

5
PayPal is the first product in the market as payment option and I am using it more than 10 years. Pai in 3 month and papal credit give me good flexibility when I really in financial difficulty. Reviewed on: 18th May 2024
Mesut C's avatar
Mesut C

Always fast payments never issues

5
Always fast payments never issues Reviewed on: 18th May 2024
Vita Mihalcuka's avatar
Vita Mihalcuka

Absolutely brilliant!

5
Paypal is fantastic and gives you great peace of mind it’s super secure and the customer service is great! The app is really easy to navigate and the commutations received are clear and straightforward. Reviewed on: 18th May 2024
Annie's avatar
Annie

Nice and simple

5
Always able to speak to a real person if you have worries, easy to get through as well, simple and easy to manage your account, the customer services will even set up the direct debit for you! Reviewed on: 18th May 2024
Naomi M's avatar
Naomi M

Helping with finances

5
PayPal is great for sending money abroad to family members on thier birthdays or for a new addition to the family.the credit side works for me so I can spread the cost of more expensive essentials Reviewed on: 18th May 2024
cm.wilkins@icloud.com's avatar
[email protected]

Great experience, never had an issue.

5
Great experience, never had an issue. Reviewed on: 18th May 2024
BM's avatar
BM

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