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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (98848 reviews)

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4.90

Based on 98,848 reviews, last reviewed 6th May 2026

2216750% increase in 5 star reviews

in the past 90 days

6200% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

easy to use and easy to undertstand app is a good ex... easy to use and easy to undertstand app is a good experience Reviewed on: 6th May 2026

Latest lowest rating:

2

got any questions but no response or reply No reply from them if you got any questions or enquiries still waiting a month down the line Reviewed on: 6th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (98848)

The most useful and affordable solution ever

I have been using PayPal credit for 2 years now and honestly I don’t know how i could survive without this service specially in this difficult times we are going through this service for me is the most useful and affordable solution ever, thank you PayPal Reviewed on: 18th May 2024

Been using paypal for many years and so far no I hav...

Been using paypal for many years and so far no I have no complaints. Reviewed on: 18th May 2024

My default option

Instant interest free cash when needed, used plenty of times without any problems. App makes it clear what is owed and when. Reviewed on: 18th May 2024

Wise way to spend

I like the possibility to spread our expenses with interest free and the range of services offered. Reviewed on: 18th May 2024

PayPal is the go to for short term loans.

PayPal is the go to for short term loans. Reviewed on: 18th May 2024

Great to know it’s there when you need it

Very useful and always handy to have Reviewed on: 18th May 2024

I am confident in using PayPal for a number of reasons.

I am confident in using PayPal for a number of reasons. When i get the rare need for support I am always dealt with promptly and fairly. On a number of occasions their intervention has curtailed a few really protracted dealings with obstructive sellers - much to my amazement! Reviewed on: 18th May 2024

Be honest and give genuine informatio

it’s good experience I’m always used PayPal account Reviewed on: 18th May 2024

I like to use the 0% credit facility when I purchase...

I like to use the 0% credit facility when I purchase product's and pay in 3 instalments Reviewed on: 18th May 2024

Best option for purchase

4 months interest free credit or pay in 3 are very good options for purchase, I mostly use one of them. In my opinion PayPal is the best in providing credit for purchase. Reviewed on: 18th May 2024

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