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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147263 reviews)

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4.73

Based on 147,219 reviews, last reviewed 1st Jul 2026

4429350% increase in 5 star reviews

in the past 90 days

12900% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Top Notch I feel very safe and secure when using PayPal. Quick and easy to use. You receive just the right amount of emails for what is required. Reviewed on: 1st July 2026

Latest lowest rating:

1

Love PayPal but not PayPal credit Great if you want it but difficult to cancel the PayPal credit. I think PayPal credit is purposefully confusing to hook people in. My mother didn’t re... Read more Reviewed on: 1st July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147263)

I have found PayPal easy to use for online purchases...

I have found PayPal easy to use for online purchases, it offers extra security and is easy to set up re payments and over payments. Reviewed on: 7th April 2026

Easy to use, I love the pay in three option!

Easy to use, I love the pay in three option! It's also helpful to have the credit facility at the end of the month! Reviewed on: 7th April 2026

Best Overall Card

I am happy with the PayPal Credit. With the introduction of their physical card, it is even more convenient. The ability to pay in three installments and zero percent interest for four months option is highly regarded and makes my finances flexible. Reviewed on: 7th April 2026

Lovin’ it!

Great Friendly Easy Clear Customer Service Experience Nice Promotional Offer for purchases PayPal is accepted all over the world Reviewed on: 7th April 2026

No hassle service

Never had an issue when using PayPal credit. Quick and easy Reviewed on: 7th April 2026

I've never had any problems and get exactly what is...

I've never had any problems and get exactly what is excpected. Reviewed on: 7th April 2026

Customer focused service

As a very long term customer of Paypal, Paypal credit gives me comfort and ease.Thank you Reviewed on: 7th April 2026

Safe,fast and efficient with options to spread the p...

Safe,fast and efficient with options to spread the payments Reviewed on: 7th April 2026

Safe and secure

Always there when you need it offering various ways to pay,pay in 3 is a great option if your buying big,or pay straight away. And there's always the PayPal backing if you need it Reviewed on: 7th April 2026

Easy to use, on hand when I need it, repayments easy...

Easy to use, on hand when I need it, repayments easy to manage, available credit is clear and easy to see. Reviewed on: 7th April 2026

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