Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147220 reviews)

View other PayPal products

4.73

Based on 147,219 reviews, last reviewed 1st Jul 2026

4429350% increase in 5 star reviews

in the past 90 days

12900% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Top Notch I feel very safe and secure when using PayPal. Quick and easy to use. You receive just the right amount of emails for what is required. Reviewed on: 1st July 2026

Latest lowest rating:

1

Love PayPal but not PayPal credit Great if you want it but difficult to cancel the PayPal credit. I think PayPal credit is purposefully confusing to hook people in. My mother didn’t re... Read more Reviewed on: 1st July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (147222)

Brilliant banking

It is very easy to use and very secure to use PayPal, I’m using it since 2015 without having any problems, totally recommend Reviewed on: 7th April 2026

Fast service.

Fast service. Easy to request. Successful outcome. Reviewed on: 7th April 2026

Simple easy to use service offering peace of mind an...

Simple easy to use service offering peace of mind and good security Reviewed on: 7th April 2026

Very easy to apply for good customer service...

Very easy to apply for good customer service Reviewed on: 7th April 2026

The customer service was excellent

The customer service was excellent when I got into financial trouble gave me lots of options and got me back on track. Reviewed on: 7th April 2026

Very supportive cs team.

Very supportive cs team. Easy interface, simple shopping Reviewed on: 7th April 2026

Been with PP for many years, if no good I would not...

Been with PP for many years, if no good I would not use them. Reviewed on: 7th April 2026

Nothing to say it does what it’s says

Nothing to say it does what it’s says Reviewed on: 7th April 2026

You have to give more credit and longer time for pay...

You have to give more credit and longer time for pay back Reviewed on: 7th April 2026

Always happy with the service.

Always happy with the service. Any issues which are rare are easily and quickly resolved. Reviewed on: 7th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Better Off Calculator
from Policy in Practice 4.64 from 496 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews
Retail Finance
from Novuna Personal Finance 4.74 from 173 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 78610 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.69 from 99 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub