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PayPal: PayPal Credit reviews

4.90
Based on 99,079 reviews, last reviewed 6th May 2026
2227250% increase in 5 star reviews
in the past 90 days
6300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very easy to track spending in the PayPal app Very easy to apply and track in the PayPal app, which makes it easy to pay off extra whenever you can Reviewed on: 6th May 2026
Nikkita E's avatar
Nikkita E

Latest lowest rating:

1

I made to orders in December from Debenhams I sent b... I made to orders in December from Debenhams I sent both order back Debenhams said they got all returns and I've still not had my money back off PayPal... Read more Reviewed on: 6th May 2026
sarah wrigley's avatar
sarah wrigley

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (99079)

Paypal credit is very good opportunity to get things...

5
Paypal credit is very good opportunity to get things easily with instalments. Reviewed on: 18th May 2024

Great experience.

5
I’m using paypal more than four years and I’m really happy with their service and everything I would love to mention one Service there is pay in 3 is really helpful and really good Reviewed on: 18th May 2024

Very easy and accessible to use

5
Very easy and accessible to use when shopping for products and services online. Reviewed on: 18th May 2024

Transparent, great offers and easy to manage.

5
Transparent, great offers and easy to manage. Reviewed on: 18th May 2024

Payments with peace of mind - PayPal

5
Excellent purchase options and very easy to make payments. I only ever trust PayPal for all of my online purchases. Reviewed on: 18th May 2024

The repayment plan could be shown.

5
The repayment plan could be shown. Ie paying £200 over 4 months. Show schedule 1/5 £50, 1/6 £50, 1/7 £50, 1/8 £50 Reviewed on: 18th May 2024

Everything is great, but...

4
Everything is great, but payments due isn't very clear when I will be taken. It gives a date, but still days before it's taken. Reviewed on: 18th May 2024

Excellent!

5
Excellent! My go to credit on larger purchases! Can set up a direct debit, or pay off earlier if you wish! Reviewed on: 18th May 2024

Great service and secure

5
Is a secure and easy way of do payments Reviewed on: 18th May 2024

always satisfied with your services.

5
always satisfied with your services. I had no problems with the application. Reviewed on: 18th May 2024

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