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PayPal: PayPal Credit reviews

4.90
Based on 99,256 reviews, last reviewed 6th May 2026
2235200% increase in 5 star reviews
in the past 90 days
6400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easily accessible, transparent. Easily accessible, transparent. Efficient service, even used abroad. Highly recommend. Reviewed on: 6th May 2026
Louise Todd's avatar
Louise Todd

Latest lowest rating:

1

I made a purchase and terms and conditions were neve... I made a purchase and terms and conditions were never clearly stated and now I pay a huge interest - it’s awful Reviewed on: 6th May 2026
Ales's avatar
Ales

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (99257)

Every time I have issues, Papal have been there to h...

5
Every time I have issues, Papal have been there to help, the help has always been smooth, efficient and very friendly. The credit arrangements are excellent and can be changed easily, everything is at the touch of a button and so easy. Reviewed on: 19th May 2024

Would recommend.

5
Always easy to use, which provides customer confidence. Also easy to manage. Would definitely recommend. Reviewed on: 19th May 2024

stress free service

5
very easy to use with no stress at all as all the payments are split into equal monthly payments Reviewed on: 19th May 2024

By far the best credit service.

5
By far the best credit service. Easy to apply and easy to use app Reviewed on: 19th May 2024

Exelent service very friendly to used and very quick...

5
Exelent service very friendly to used and very quick payments Reviewed on: 19th May 2024

PayPal preferred

5
Always try to use PP as very convenient and safe Reviewed on: 19th May 2024

Brilliant company to use

5
Very good company to use when you purchase on line.App very easy to use. Reviewed on: 19th May 2024

I have never had any problems with paypal

5
I have never had any problems with paypal Reviewed on: 19th May 2024

I used PayPal credit to buy my airline tickets and f...

5
I used PayPal credit to buy my airline tickets and for decorating my bathroom pay in3 very easy and convenient. And also credit was great helping with my home improvement. Reviewed on: 19th May 2024

Very good credit option, as u can plan stuff over fe...

5
Very good credit option, as u can plan stuff over few months without any interest Reviewed on: 19th May 2024

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