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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147109 reviews)

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4.73

Based on 146,832 reviews, last reviewed 1st Jul 2026

4411600% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I’ve used PayPal for a very long time. I’ve used PayPal for a very long time. It’s helped me buy with ease of paying monthly affordabley. Reviewed on: 1st July 2026

Latest lowest rating:

2

Opened a case for a high value item Opened a case for a high value item provided evidence that items are missing and PayPal are still dragging their heels Reviewed on: 1st July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147110)

Helpful & Works As Expected

Any time i’ve contacted PayPal they’ve been really helpful. The login function could do with a little work as I’m always asked for my password & 2FA on my trusted device, even after “trusting” it. Reviewed on: 7th April 2026

Great service

Easy to use and with great offers, highly recommended. PayPal + is also to tier. Reviewed on: 7th April 2026

Never had a problem with any PayPal

Never had a problem with any PayPal Reviewed on: 7th April 2026

easy to use and track account.

easy to use and track account. can transfer out and into the account.... Reviewed on: 7th April 2026

Alway a good experience with PayPal.

Alway a good experience with PayPal. Easy and quick to use with so much choice in retailers. Reviewed on: 7th April 2026

Very useful

It’s a very useful service, very easy to use and accessible from lots of places- the app is easy to use on your phone or the website is good too. I’ve had no problems with it at all since I’ve been using the service. Payments are automatic and mean you don’t have to worry. Overall very useful. Reviewed on: 7th April 2026

I trust paypal, I would rather use paypal than my ba...

I trust paypal, I would rather use paypal than my bank card as they give me excellent support if something goes wrong with a purchase, having that support is very important and it is quick and easy to access. Reviewed on: 7th April 2026

Customer service good but not a fan of how you can’t...

Customer service good but not a fan of how you can’t use a new 0% card and transfer PP balance over. Reviewed on: 7th April 2026

Review101

Nothing more to tell. Happy using PayPal Reviewed on: 7th April 2026

whenever I have used paypal credit, it's always seam...

whenever I have used paypal credit, it's always seamless, with a variety of payment options to suit my budget. Reviewed on: 7th April 2026

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