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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (99519 reviews)

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4.90

Based on 99,519 reviews, last reviewed 6th May 2026

2247450% increase in 5 star reviews

in the past 90 days

6400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great service, has helped me out loads with credit a... Great service, has helped me out loads with credit and pay in 3 Reviewed on: 6th May 2026

Latest lowest rating:

1

Disgraceful Racketeering AI "Customer Service" which is disgraceful and does not understand any conversation that isn't a direct question leaving it useless. Complaints proces... Read more Reviewed on: 6th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (99519)

PayPal are my best friends.

PayPal are my best friends. Always there when I need them. I love the pay in 3. If I’ve had an expensive month and short of money PayPal is there with a helping hand and let’s me pay back without interest for 3 months , this is so helpful if I need to shop for groceries in between pay days. And if I just want to treat myself without the guilt of a big payout PayPal are there to help me spread the cost. Just like a best friend. So happy PayPal are there when I need them Reviewed on: 20th May 2024

I am very happy using PayPal credit because it gives...

I am very happy using PayPal credit because it gives me the opportunity to buy today and to pay later. Very helpful in this difficult times when every thing is going higher. Reviewed on: 20th May 2024

Excellent service providing multiple options of repa...

Excellent service providing multiple options of repayment. Excellent communication and account updates. Spread the cost of larger items over 3 payments interest free. Reviewed on: 20th May 2024

Excellent customer service.

Excellent customer service. Super easy to use. Would recommend to everyone Reviewed on: 20th May 2024

Great service to purchase and send money

Great service to purchase and send money Reviewed on: 20th May 2024

Easy to set up with no issues, like the easy...

Easy to set up with no issues, like the easy of use Reviewed on: 20th May 2024

Never had a problem with paypal, a great service tha...

Never had a problem with paypal, a great service that allows me to spend without worrying about interest fees Reviewed on: 20th May 2024

It’s all about the journey

Easy service, easy provider, easy customer journey. Excellent all-round. Reviewed on: 20th May 2024

Never been let down by PayPal.

Never been let down by PayPal. Sending money, receiving money is just easy. PayPal credit is a great option to split your payments. Reviewed on: 20th May 2024

used PayPal credit on numerous occasions, the...

I have used PayPal credit on numerous occasions, the process is simple and effective, Reviewed on: 20th May 2024

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