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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147059 reviews)

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4.73

Based on 146,832 reviews, last reviewed 1st Jul 2026

4411600% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I’ve used PayPal for a very long time. I’ve used PayPal for a very long time. It’s helped me buy with ease of paying monthly affordabley. Reviewed on: 1st July 2026

Latest lowest rating:

2

Opened a case for a high value item Opened a case for a high value item provided evidence that items are missing and PayPal are still dragging their heels Reviewed on: 1st July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147059)

Great services and easy to use.

Great services and easy to use. Would recommend to all my friends and family. Reviewed on: 7th April 2026

I know my money is safer using PayPal and it is so e...

I know my money is safer using PayPal and it is so easy to use. Reviewed on: 7th April 2026

I had to return a cat flap and the refund was issued...

I had to return a cat flap and the refund was issued while I was in the post office.I used PayPal credit and the refund was removed from my account straight away.I have used PayPal credit many times and it is an easy way to pay for higher pried items making it more affordable.I have bought a variety of things and paid for them at about £10 a month which is very affordable. Reviewed on: 7th April 2026

Usefull, easy to access, straight forward to manage...

Usefull, easy to access, straight forward to manage and pay back, awesome for splitting costs along the year Reviewed on: 7th April 2026

Best Thing Since Sliced Bread

PayPal is so easy to use and without it I wouldn’t be able to buy what I buy. Reviewed on: 7th April 2026

Always feel safe using PayPal

Always feel safe using PayPal, good security checks and great to have their email confirmation as well as the purchasing company Reviewed on: 7th April 2026

Easy way to pay

Easy way to pay and no hassle when using the PayPal app Reviewed on: 7th April 2026

Very easy to use and never had any problems.

Very easy to use and never had any problems. Quick payments and widely accepted. Reviewed on: 7th April 2026

So easy to use I have family in USA and PayPal is am...

So easy to use I have family in USA and PayPal is amazing when sending money. Also great when on line shopping Reviewed on: 7th April 2026

Smart shopper

Secure payment method and excellent support when things go wrong. Trusted payment method and also accepted in many outlets. Reviewed on: 7th April 2026

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