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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146999 reviews)

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4.73

Based on 146,832 reviews, last reviewed 1st Jul 2026

4411600% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I’ve used PayPal for a very long time. I’ve used PayPal for a very long time. It’s helped me buy with ease of paying monthly affordabley. Reviewed on: 1st July 2026

Latest lowest rating:

2

Opened a case for a high value item Opened a case for a high value item provided evidence that items are missing and PayPal are still dragging their heels Reviewed on: 1st July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146999)

Fantastic option for bigger purchases and emergencies!

Fantastic option for bigger purchases and emergencies! Reviewed on: 7th April 2026

Pay pal very secured payment and trusted account

Pay pal very secured payment and trusted account Reviewed on: 7th April 2026

Have used on large purchases.

Have used on large purchases. Quick and easy to use. Reviewed on: 7th April 2026

safe reliable payments

I always feel that it is a safe way to pay for something rather than give random companies your payment details. I like the fact it runs smoothly and the repayments are easy and manageable Reviewed on: 7th April 2026

PayPal credit is great if you need money quickly and...

PayPal credit is great if you need money quickly and securely. I think the interest rates are quite high though. Reviewed on: 7th April 2026

Use PayPal options a lot and are usually quick and s...

Use PayPal options a lot and are usually quick and straightforward Reviewed on: 7th April 2026

PayPal makes credit simple

PayPal offer an easy access credit facility that not only allows users the ability to spread the cost of things such as holidays but it also offers that additional level of protection when purchasing online Reviewed on: 7th April 2026

Excellent

Easy to use. Secure for on line payments Reviewed on: 7th April 2026

I find it easy and simple to use

I find it easy and simple to use Reviewed on: 7th April 2026

I’ve never had an issue and it’s easy to use and a n...

I’ve never had an issue and it’s easy to use and a nice rewards program Reviewed on: 7th April 2026

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