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PayPal: PayPal Credit reviews

4.73
Based on 146,832 reviews, last reviewed 1st Jul 2026
4411600% increase in 5 star reviews
in the past 90 days
12700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I’ve used PayPal for a very long time. I’ve used PayPal for a very long time. It’s helped me buy with ease of paying monthly affordabley. Reviewed on: 1st July 2026
Karen McGuinness 's avatar
Karen McGuinness

Latest lowest rating:

2

Opened a case for a high value item Opened a case for a high value item provided evidence that items are missing and PayPal are still dragging their heels Reviewed on: 1st July 2026
TM's avatar
TM

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (146938)

The whole system is seamless

5
The whole system is seamless. Provides me with all the options I need and makes handling, sharing and receiving money a doddle! Reviewed on: 7th April 2026

Excellent all round

5
Excellent support when needed. Great products to support me when I want to buy something. Reviewed on: 7th April 2026

Always nice and easy to use.

5
Always nice and easy to use. clear and concise update Reviewed on: 7th April 2026

Good easy to use widely available

5
Good easy to use widely available Reviewed on: 7th April 2026

Excellent payment method

5
Easy straightforward to use fast and uncomplicated Reviewed on: 7th April 2026

Have use PayPal whenever it is offered for peace of...

5
Have use PayPal whenever it is offered for peace of mind. Also used PayPal Credit for any large purchase which is great. Reviewed on: 7th April 2026

IEVERYTHING VIN ONE PACKAGE..

5
It's a complete financial platform covering all aspects of the financil spectrum Reviewed on: 7th April 2026

I have used PayPal for many years and found it to be...

5
I have used PayPal for many years and found it to be safe and reliable. When I needed a refund it was quick and easy to get this done. Reviewed on: 7th April 2026

I highly recommend PayPal Credit!

5
I highly recommend PayPal Credit!! Excellent bank cannot fault it.So helpful and you get peace of mind with purchases. One of the best decisions I have made was to apply to be a customer it has been a very good experience and has made life that bit easier for myself and family. Reviewed on: 7th April 2026

Great service!

5
Easy and simple to use. Great service! Reviewed on: 7th April 2026

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