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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (99445 reviews)

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4.90

Based on 99,445 reviews, last reviewed 6th May 2026

2244050% increase in 5 star reviews

in the past 90 days

6350% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Always available to use and it's great to spread the... Always available to use and it's great to spread the cost on higher value purchases. Always use PayPal as my way to pay. Reviewed on: 6th May 2026

Latest lowest rating:

1

I made a purchase and terms and conditions were neve... I made a purchase and terms and conditions were never clearly stated and now I pay a huge interest - it’s awful Reviewed on: 6th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (99445)

Excellent service and product, excellent quality

Excellent service and product, excellent quality Reviewed on: 20th May 2024

Very handy when you need something

Very handy when you need something Reviewed on: 20th May 2024

Empowerment to manage my Finances effectively

PayPal credit offers me choice, as Im empowered to use the credit option to make purchases I'd otherwise not afford. By fully utilising the 3 month interest free option I can effectively budget, facilitating my requirements. Reviewed on: 20th May 2024

Amazing experience great idea, keep it up

Amazing experience great idea, keep it up Reviewed on: 20th May 2024

PayPal has made meeting my financial obligations a l...

PayPal has made meeting my financial obligations a lot easy. There are times I don't I cash to make bulk purchases or buy a ticket, but with PayPal I am always able to meet those needs. Reviewed on: 20th May 2024

Great Service

I am using paypal for a long time and is very happy. Reviewed on: 20th May 2024

Good never had a problem easy to pay

Good never had a problem easy to pay Reviewed on: 20th May 2024

It’s really nice help me in hard time to pay it late...

It’s really nice help me in hard time to pay it later or pay in three interest free options really love ❤️ it I really recommend to my friends and family to use pay pal to get the advantage of the money and value of time thankful to pay pal 5 star rating Reviewed on: 20th May 2024

Great app love the buy now pay later option

Great app love the buy now pay later option Reviewed on: 20th May 2024

PayPal Credit is a fabulous alternative payment option.

I have used PayPal Credit numerous times now, and it has been of great assistance to me with large purchases, and it being interest free each time I’ve used it, was an added bonus. I am finding that more companies are now offering PayPal as an option to make payment, which highlights its popularity as a great alternative to using credit cards and paying high interest. Reviewed on: 20th May 2024

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