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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 99,288 reviews, last reviewed 6th May 2026
2236650% increase in 5 star reviews
in the past 90 days
6400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Yeh had paypal credit for about ten years its amazing. Yeh had paypal credit for about ten years its amazing. Things i cant buy, i pay with paypal credit and pay it off when i get payed from work. Reviewed on: 6th May 2026
Chonga's avatar
Chonga

Latest lowest rating:

1

I made a purchase and terms and conditions were neve... I made a purchase and terms and conditions were never clearly stated and now I pay a huge interest - it’s awful Reviewed on: 6th May 2026
Ales's avatar
Ales
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (99288)

Makes life easier and care free, knowing you don’t h...

5
Makes life easier and care free, knowing you don’t have to worry about forgetting to pay your accounts. Would totally recommend. Reviewed on: 19th May 2024
Kaz's avatar
Kaz

It is easy and reliable to use and PayPal credit has...

5
It is easy and reliable to use and PayPal credit has massively improved my credit score. Reviewed on: 19th May 2024
kieron G's avatar
kieron G

It really helped through Covid to have 4 months to p...

5
It really helped through Covid to have 4 months to pay things off and not have to worry Reviewed on: 19th May 2024
Chris H's avatar
Chris H

everything just works very smoothly and without any...

5
everything just works very smoothly and without any problems Reviewed on: 19th May 2024
Zbigniew k's avatar
Zbigniew k

PayPal Credit reliable and flexible way to pay

5
I`ve been using PayPal Credit for several months now, and it has quickly become an essential part of my financial toolkit. One of the standout features is the seamless integration with my PayPal account, which makes it incredibly convenient for online shopping and managing payments. What I appreciate most about PayPal Credit is the flexibility it offers. The promotional financing options, like no interest if paid in full within 4 months on purchases of £99 or more, are particularly beneficial. This feature has allowed me to make larger purchases without the pressure of immediate payment, spreading the cost over several months without incurring interest charges. The application process was straightforward and approval was quick, allowing me to start using the credit line almost immediately. The account management tools provided by PayPal are user-friendly, making it easy to keep track of spending, due dates, and promotional balances. Customer service has also been top-notch. On the rare occasion that I've had questions or needed assistance, the support team has been responsive and helpful, ensuring any issues are resolved promptly. Overall, PayPal Credit has provided a reliable and flexible way to manage my finances, especially for online purchases. I highly recommend it to anyone looking for a convenient credit option with generous promotional financing offers. Reviewed on: 19th May 2024
Tsvetelina P's avatar
Tsvetelina P

Using the 3 months & 12 months interest free together

5
Using the 3 month credit makes life so much easier and using the 12 months credit allows for emergencies. Just before Xmas I was in hospital and my daughter rang me to say the dishwasher had broken, I ordered a new dishwasher on the 3 month interest free. The next day TV broke luckily I was able to use the 12 month interest free to order a new tv. Didn’t even have to contact anyone, both problems solved from my hospital bed Reviewed on: 19th May 2024
Terence k's avatar
Terence k

It is Good

4
It is Good and I am happy with it Reviewed on: 19th May 2024
Amin's avatar
Amin

Easiest to use credit system.

5
Easiest to use credit system. PayPal is the most trustful and most simple to use Reviewed on: 19th May 2024
Jake M's avatar
Jake M

Such an easy safe way to buy products, so easy to pa...

5
Such an easy safe way to buy products, so easy to pay your bills. Wonderful. Reviewed on: 19th May 2024
Margaret Campbell's avatar
Margaret Campbell

Very good.

5
Very good. Good experience. Easy to use. Reviewed on: 19th May 2024
JW's avatar
JW

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