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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (99131 reviews)

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4.90

Based on 99,131 reviews, last reviewed 6th May 2026

2229700% increase in 5 star reviews

in the past 90 days

6300% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal credit review Great service all round. Easy to talk to a person on the phone, always helpful and understanding. Easy to apply online and Easy to use the PayPal site... Read more Reviewed on: 6th May 2026

Latest lowest rating:

1

I made to orders in December from Debenhams I sent b... I made to orders in December from Debenhams I sent both order back Debenhams said they got all returns and I've still not had my money back off PayPal... Read more Reviewed on: 6th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (99131)

Easy to use, easy to manage, Above all SAFE!

Easy to use, easy to manage, Above all SAFE! Makes those 'I can't wait till payday purchases achievable keeping those practical purchases and 'I wish...' purchases available and affordable. I wouldn't be without it. Really useful to choose whether the payment comes out of your bank straight away or to delay it! Reviewed on: 19th May 2024

Easy, safe, quick

Easy to use, accepted quickly, simple to pay off outstanding balance. Just another option if I need credit Reviewed on: 19th May 2024

Brilliant service and great 4 month to pay off

Brilliant service and great 4 month to pay off Reviewed on: 19th May 2024

It's a great easy to use service and used everywhere.

It's a great easy to use service and used everywhere. Very happy with the service Reviewed on: 19th May 2024

Been using PayPal credit for a while now.

Been using PayPal credit for a while now.. and I haven’t encountered problems .. everything has been simple and direct.. Reviewed on: 19th May 2024

Always reliable, peace of mind and ease of use onlin...

Always reliable, peace of mind and ease of use online shopping Reviewed on: 19th May 2024

"Seamless Transactions and Excellent Security"

I've been using PayPal for several years, and it has consistently provided a reliable and secure platform for online transactions. The user interface is intuitive, making it easy to send and receive money, whether for personal use or business purposes. I appreciate the quick transfer times and the minimal fees compared to other payment services. One of the standout features of PayPal is its robust security measures. I feel confident knowing that my financial information is protected by advanced encryption and fraud detection systems. The two-factor authentication adds an extra layer of security, giving me peace of mind when conducting transactions. Customer support has been responsive and helpful whenever I've had questions or issues. The resolution center is straightforward to navigate, and disputes are handled promptly and fairly. Overall, PayPal has made online payments hassle-free and secure, making it my go-to service for managing my financial transactions online. Reviewed on: 19th May 2024

had taken the offer multiple times gives me flexibil...

had taken the offer multiple times gives me flexibility to pay back without interest. Reviewed on: 19th May 2024

PayPal continues to help make finances simple

PayPal continues to be the easiest way to make and receive payments to both corporations and friends and family. The app is excellent so having credit included is easier to manage than any high street bank. Reviewed on: 19th May 2024

Could be quicker

Only complaint is a slight delay in payments showing on my account which has resulted in me making the payment twice. Reviewed on: 19th May 2024

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