Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146790 reviews)

View other PayPal products

4.73

Based on 146,526 reviews, last reviewed 30th Jun 2026

4397750% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Reliable and secure Easy to use, safer and accepted at many different retailers. Reviewed on: 30th June 2026

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (146790)

Really simple and secure.

Really simple and secure. Would highly recommend. Easy to track payments and purchases Reviewed on: 7th April 2026

I use pay pal most of my transaction.

I use pay pal most of my transaction. Easy to use and safe Reviewed on: 7th April 2026

Easy experience with PayPal credit, had no issues

Easy experience with PayPal credit, had no issues Reviewed on: 7th April 2026

It's a very safe way to pay for goods,it gives me pe...

It's a very safe way to pay for goods,it gives me peace of mind.. Reviewed on: 7th April 2026

Friendly, efficient and professional.

Friendly, efficient and professional. Reviewed on: 7th April 2026

Always there when I need it.

Always there when I need it. Flexible options too. Very convenient and easy to use. Reviewed on: 7th April 2026

Just expanding my wage packet that little more

I find it really helpful. My only criticism is the working out how to set up repayments. I would like it to have an automated system. Pick the day of the month that suits you to pay as going through filling in answers to set it up Reviewed on: 7th April 2026

PayPal credit is very quick and easy to use

PayPal credit is very quick and easy to use Reviewed on: 7th April 2026

Brilliant way of spreading the cost of large purchas...

Brilliant way of spreading the cost of large purchases interest free. Goes really smoothly, appt easy to use and easy to keep an eye on my spending. Reviewed on: 7th April 2026

Great to use

They are easy to use, great value for money and support you if things go wrong. Pay in 3 is interest free and when a hotel refused to pay my money back when COVID hit they got it for me in no time, once you a file a problem you can check in with the progress every day! Reviewed on: 7th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Payments
from PayPal 4.71 from 3757 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 78318 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub