Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 98,935 reviews, last reviewed 6th May 2026
2220850% increase in 5 star reviews
in the past 90 days
6250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy repayment, quick process Easy repayment, quick process, help me splitting payment and finish it earlier Reviewed on: 6th May 2026
Hamza Abu Saleh's avatar
Hamza Abu Saleh

Latest lowest rating:

1

I was not protected with a big purchase I made and c... I was not protected with a big purchase I made and customer service was not good with resolving as they offered. I have now paid my PayPal off and wil... Read more Reviewed on: 6th May 2026
Dawn P's avatar
Dawn P
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (98935)

Never any issues and a great service provider

5
Never any issues and a great service provider Reviewed on: 18th May 2024
William's avatar
William

I find PayPal Credit allows me to buy those extra tr...

5
I find PayPal Credit allows me to buy those extra treats and I like I can keep an eye on my repayment on the app whenever I like Reviewed on: 18th May 2024
Diane H's avatar
Diane H

I have credit and I am fine with that

5
I have credit and I am fine with that Reviewed on: 18th May 2024
Aleksandr T's avatar
Aleksandr T

PayPal Credit is my go to checkout choice.

5
PayPal Credit is my ‘go to checkout’ option when I want to buy something that is between £200 and £2,000 - it is a no brainier and I can control what deal is best for me. I am in charge and most of the time I am pre- approved for most of my purchases. Reviewed on: 18th May 2024
Charles E's avatar
Charles E

Excellent experience.

5
Excellent experience. I can't buy anything without paying through PAYPAL. Its the safest way to pay Reviewed on: 18th May 2024
Florence F's avatar
Florence F

A great way to manage finances

5
paypal is great for buying this, support buying things and keeping your finances safe Reviewed on: 18th May 2024
angela's avatar
angela

Constant help

5
Wonderful user interface and credit options Reviewed on: 18th May 2024
Evlyn 's avatar
Evlyn

Very clear and helpful never had a problem with this...

5
Very clear and helpful never had a problem with this product Reviewed on: 18th May 2024
Aiden M's avatar
Aiden M

I use PayPal credit regularly and absolutely love it.

5
I use PayPal credit regularly and absolutely love it. I’m aware of my balance easily, my statements are easy to find and it’s clear to see what I owe Reviewed on: 18th May 2024
Holly w's avatar
Holly w

I have been with PayPal credit for a few years.

5
I have been with PayPal credit for a few years and I haven't had any problems. They have kept me informed of any changes they need to make. Reviewed on: 18th May 2024
Janet's avatar
Janet

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill