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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146686 reviews)

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4.73

Based on 146,526 reviews, last reviewed 30th Jun 2026

4397750% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Reliable and secure Easy to use, safer and accepted at many different retailers. Reviewed on: 30th June 2026

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146686)

Easy to use and good services

Easy to use and good service - the way its all managed through the app works well and is very user friendly Reviewed on: 7th April 2026

Good experience so far

Good experience so far, and will watch for any shortfalls later on with my account processes. Reviewed on: 7th April 2026

Always clear and straightforward.

Always clear and straightforward. Good response to queries. Excellent overall service. Reviewed on: 7th April 2026

It's so handy to have especially as back up with...

It's so handy to have especially as back up without ridiculous high rates when paying it off Reviewed on: 7th April 2026

no quibble purchase protection.

Always pay for things with paypal for their no quibble purchase protection which I've had to use on a couple of occasions, pay in 3 fabulous option for more expensive purchases and easy money transfer to friends or family. Reviewed on: 7th April 2026

A trusted way to spend money

I have used PayPal since the very beginning and have always been impressed with the quick and hassle free payments and easy transfers between family. Reviewed on: 7th April 2026

Flawless service - really easy to use app and great...

Flawless service - really easy to use app and great customer service. Quick response time for any queries, easy to log in and link to whatever site I need to use it to pay for. Good rates and reminders of when payments are due. 5 out of 5! Highly recommend. Reviewed on: 7th April 2026

Good service with everything clearly information

Good service with everything clearly information Reviewed on: 7th April 2026

Everything worked perfectly.

Everything worked perfectly. Not the best interest rate but super convenient. Reviewed on: 7th April 2026

Always find good offers and the pay in 3 is a great...

Always find good offers and the pay in 3 is a great help Reviewed on: 7th April 2026

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