Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146581 reviews)

View other PayPal products

4.73

Based on 146,526 reviews, last reviewed 30th Jun 2026

4397750% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Reliable and secure Easy to use, safer and accepted at many different retailers. Reviewed on: 30th June 2026

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (146582)

Paypal is great, can be used across lots of platforms

Paypal is great, can be used across lots of platforms Reviewed on: 7th April 2026

I have been with PayPal now manu many years now and...

I have been with PayPal now manu many years now and PayPal Credit is excellent so easy to use and manage its just like 1,2,3. Reviewed on: 7th April 2026

Not had any issue always quick and easy

Good as usal easy to use not had any issue Reviewed on: 7th April 2026

Always there when I need it, no interest charged on...

Always there when I need it, no interest charged on smaller credits, Reviewed on: 7th April 2026

Always easy to speak to someone if someone goes wron...

Always easy to speak to someone if someone goes wrong with purchase. I always try to use PayPal for purchases as knownim covered and the credit option works great to allow spread payments Reviewed on: 7th April 2026

Been with PayPal for a number of years

Been with PayPal for a number of years now and it's never let me down. Reliable and perfectly accessible. Their payment options are very good and getting statements etc is very easy. The app is so effortless to use too. Reviewed on: 7th April 2026

I feel my money is safe when I pay with...

I feel my money is safe when I pay with paypal Reviewed on: 7th April 2026

They’ve been great and supportive, if I’ve had a pro...

They’ve been great and supportive, if I’ve had a problem it’s been dealt with swiftly but thankfully it doesn’t crop up often Reviewed on: 7th April 2026

Easy app to use and always use PayPal credit and hav...

Easy app to use and always use PayPal credit and have even got it linked to my wallet now. Reviewed on: 7th April 2026

I have been using PayPal for many years and I have n...

I have been using PayPal for many years and I have never had any issues using it. PayPal is very easy to use and the communication is excellent if any issues do occur they have live chats and issues get resolved quickly. I definitely recommend PayPal to everyone to use it’s the best. Reviewed on: 7th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.71 from 3757 reviews
Retail Finance
from Zebra Finance 4.06 from 6 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 78089 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub