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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 98,650 reviews, last reviewed 6th May 2026
2208050% increase in 5 star reviews
in the past 90 days
6200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent and very professional, safe service Excellent and very professional, safe service Reviewed on: 6th May 2026
Muhammad Naz's avatar
Muhammad Naz

Latest lowest rating:

1

Poor service Due to internal errors they blocked my account- would not tell me what the issue was but they said my account Carried risk. Despite disputing they wou... Read more Reviewed on: 6th May 2026
Lauren's avatar
Lauren
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (98650)

A great way to buy

5
I use this way of payment often as it is Very easy to use and an excellent way to buy now pay in 4 months. Reviewed on: 18th May 2024
Debra S's avatar
Debra S

Such a useful and safe app to use!

5
Such a useful and safe app to use! Reviewed on: 18th May 2024
Russ F's avatar
Russ F

Paypal credit features

4
Paypal can be useful for other payments especially the instalment payment for a certain companies like apple. But the option of what you can do with the paypal credit still very limited. At least here in the UK. In the US, i think you can do a lot more with paypal credit. Reviewed on: 18th May 2024
A Damar's avatar
A Damar

Very convenient tool to have.

5
Very convenient tool to have.also credit facility very handy. Reviewed on: 18th May 2024
Selena M's avatar
Selena M

PayPal is excellent for your online financial life!

5
PayPal, and especially PayPal credit is an excellent, safe and useful way to conduct your payments online. Reviewed on: 18th May 2024
Da Wo's avatar
Da Wo

Makes things affordable

5
Pay pal helps me to pay for things over a longer period, making things affordable within my income. I also like how it is easy to pay for things on line. Reviewed on: 18th May 2024
Catherine G's avatar
Catherine G

Trouble free and simple

5
Makes purchasing the items I need really easy and incredibly simple. Reviewed on: 18th May 2024
Ironduke's avatar
Ironduke

Ideal for spreading payments

5
Easy to use and ideal for speeding payments either interest free, or over longer periods with interest to which suits all budgets Reviewed on: 18th May 2024
Anthony C's avatar
Anthony C

Never any issues can spread the costs

5
Never any issues can spread the costs Reviewed on: 18th May 2024
Debbie C's avatar
Debbie C

Convenient..

5
PayPal credit gives me the opportunity to purchase items i could never buy outright previously. Reviewed on: 18th May 2024
Jo v's avatar
Jo v

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