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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (140862 reviews)

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4.73

Based on 140,862 reviews, last reviewed 17th Jun 2026

4140100% increase in 5 star reviews

in the past 90 days

11750% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

1st class on every thing always coming up with alter... 1st class on every thing always coming up with alternative arrangements Reviewed on: 17th June 2026

Latest lowest rating:

1

I've earned quite a few pounds now playing games on... I've earned quite a few pounds now playing games on line, but none of those payments are showing in my wallet or PayPal....??? Reviewed on: 16th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (140862)

Excellent service.

I have never had any issues. Highly recommend. Reviewed on: 29th May 2025

Flawless

Never had a problem when it comes to PayPal services. Reviewed on: 29th May 2025

Easy, integrated credit option

Easy to use, great rates and integrated options means you don’t have to make a separate credit application as PayPal already have all of your info! Great option to lighten the load if you have an unexpected cost pop up! Reviewed on: 29th May 2025

I've been using PayPal for decades

I've been using PayPal for decades now and feel it is consistently good at providing the advertised services. Customer care is accessible and provides excellent support. I really do reccomend PayPal. Reviewed on: 29th May 2025

All good

Easy to use. App is much improved. Credit facility is excellent. Reviewed on: 29th May 2025

Very simple to use, accepted by most retail outlets.

Very simple to use, accepted by most retail outlets. Love the option to pay in 3 installments from my bank account and the 4 month interest free period. Safe and secure. Reviewed on: 29th May 2025

I’m happy with it

It helps spread costs and is simple to set up. Reviewed on: 29th May 2025

Very easy to use and convenient.

Very easy to use and convenient. It’s integrated into my curve card that makes it very easy to make payments. Reviewed on: 29th May 2025

Long time user of Paypal Credit

I’ve been using PayPal Credit for many years, and overall, it’s been a pretty handy tool for managing online purchases. I originally signed up because I saw the “0% interest for 6 months” offer on a big electronics purchase, and that really helped me spread out the cost without racking up interest. What I like most is how seamlessly it integrates with PayPal. Since I already use PayPal for most of my online shopping, it was super easy to start using PayPal Credit—no extra cards or accounts to keep track of. The approval process was quick, and I was able to use it right away. Reviewed on: 29th May 2025

Sometime the payment doesn’t go through straight awa...

Sometime the payment doesn’t go through straight away when you want to pay, they should more option of making payments for pay later Reviewed on: 29th May 2025

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