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PayPal: PayPal Credit reviews

4.90
Based on 98,668 reviews, last reviewed 6th May 2026
2208800% increase in 5 star reviews
in the past 90 days
6200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent customer service and prompt dispute resolu... Excellent customer service and prompt dispute resolution Reviewed on: 6th May 2026
Mr S's avatar
Mr S

Latest lowest rating:

1

Poor service Due to internal errors they blocked my account- would not tell me what the issue was but they said my account Carried risk. Despite disputing they wou... Read more Reviewed on: 6th May 2026
Lauren's avatar
Lauren

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (98668)

PayPal Credit has allowed me to buy things I usually...

5
PayPal Credit has allowed me to buy things I usually wouldn’t be able to without the money in one hit. I’m able to then pay in instalments without affecting my credit score. Reviewed on: 18th May 2024

Great and very handy

5
Very secure and easy to make purchases online and various options to pay back, my prefered payment method. Reviewed on: 18th May 2024

Brilliant quick and easy for most transactions just...

5
Brilliant quick and easy for most transactions just what the doctor ordered Reviewed on: 18th May 2024

Good help for when you want to split up a...

5
Good help for when you want to split up a big purchase Reviewed on: 18th May 2024

Excellent service

5
I use PayPal often because I think it’s a very safe and secure way of payment when using websites to make purchases and the service is excellent Reviewed on: 18th May 2024

Exemplary!

5
Trust worthy with great customer care and service. Exemplary! Reviewed on: 18th May 2024

I’ve been with PayPal for years now and it gets bett...

5
I’ve been with PayPal for years now and it gets better never had a problem they have always helped with disputes with other companies and away sorted it out and received refunds if any they do look after me very well Reviewed on: 18th May 2024

Brilliant service helpful for planning my wedding

5
Brilliant service helpful for planning my wedding Reviewed on: 18th May 2024

Brilliant service and I use it more and more all the...

4
Brilliant service and I use it more and more all the time now when paying stuff, only dealt with customer service a few times and they where great Reviewed on: 18th May 2024

I feel safe working through PayPal

5
I feel safe working through PayPal Reviewed on: 18th May 2024

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