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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (140876 reviews)

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4.73

Based on 140,876 reviews, last reviewed 17th Jun 2026

4140700% increase in 5 star reviews

in the past 90 days

11750% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great so far, credit and pay in 3 are especially use... Great so far, credit and pay in 3 are especially useful when you need to budget your finances Reviewed on: 17th June 2026

Latest lowest rating:

1

I've earned quite a few pounds now playing games on... I've earned quite a few pounds now playing games on line, but none of those payments are showing in my wallet or PayPal....??? Reviewed on: 16th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (140876)

Easy and convenient to use and never had any issues.

Easy and convenient to use and never had any issues. Reviewed on: 29th May 2025

Paypay has been very helpful I prefer PayPal over ba...

Paypay has been very helpful I prefer PayPal over bank account with their flexing credit re payment. Easy access to customers service although is not 24/7. My issues is on credit repayment is confusing sometimes Reviewed on: 29th May 2025

Easy and helpful

Easy, increases in credit limit can happen, 0% interest for 4 months on purchases over £100 Reviewed on: 29th May 2025

Great customer service

Any issue I have had has been resolved in a timely manner from PayPal Reviewed on: 29th May 2025

PayPal 3 in 1 solution

I've been using PayPal for a while and I'm lucky to have all 3 options open to me, using it as a payment platform is essential and the option to pay in 3 is very handy but the credit facility it's very important and useful and the interest free periods are the big selling points for continued use thank you. Reviewed on: 29th May 2025

Useful service

I am a PayPal long term user, I never faced any issues. Reviewed on: 29th May 2025

Had some bad purchases and PayPal have sorted the issue

Had some bad purchases and PayPal have sorted the issue Reviewed on: 29th May 2025

Very helpful and very easy to use

Very helpful and very easy to use Reviewed on: 29th May 2025

PayPal helps me to buy essentials items e.

PayPal helps me to buy essentials items e.g. washing machine at a time when I do not have the funds available. PayPal credit has saved me from going overdrawn on many occasions. Paying for items online is made so much easier with PayPal, not having to give bank card details every time makes transactions simpler and quicker and I know there will always be a record of my purchases in my PayPal account. I have used PayPal for many years and the increasing amount of retailers enabling purchases via PayPal is encouraging. Reviewed on: 29th May 2025

Five star PayPal

I have used PayPal for payment for years Anytime I have had an issue with a retailer PayPal has always helped me , professionally courteously and promptly, easily the best financial service I use . I strongly advise my family and friends also. Reviewed on: 29th May 2025

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