Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147499 reviews)

View other PayPal products

4.73

Based on 147,219 reviews, last reviewed 1st Jul 2026

4429350% increase in 5 star reviews

in the past 90 days

12900% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Top Notch I feel very safe and secure when using PayPal. Quick and easy to use. You receive just the right amount of emails for what is required. Reviewed on: 1st July 2026

Latest lowest rating:

1

Love PayPal but not PayPal credit Great if you want it but difficult to cancel the PayPal credit. I think PayPal credit is purposefully confusing to hook people in. My mother didn’t re... Read more Reviewed on: 1st July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (147501)

My pal to pay with

So easy to use - always use PayPal if a site doesn't have it then I won't buy from there Reviewed on: 7th April 2026

PayPal has helped me with important last minute shop...

PayPal has helped me with important last minute shopping for my baby through providing credit and easing the purchase process Reviewed on: 7th April 2026

PayPal is easy to use and works well

PayPal makes it so easy to transfer money between friends and family, it is easy to use and has always worked well for me. I also use PayPal credit and that works well for me. You can pay back however much you want whenever you want and I think that’s really smart Reviewed on: 7th April 2026

PayPal Credit

PayPal Credit is easy to set up and allows you to purchase items and pay for them with what you can afford at what hat time. Reviewed on: 7th April 2026

Easy, fast, reliable.

Easy, fast, reliable. System and app friendly Reviewed on: 7th April 2026

Very easy to use, and takes the stress out of a purc...

Very easy to use, and takes the stress out of a purchase when I know I can structure it later if I need to. Reviewed on: 7th April 2026

Great experience using Paypal.

Great experience using Paypal. easy to use no issues. everything is consistent and as expected. No trickery just simple and easy to use. Reviewed on: 7th April 2026

Good payer protection, quick resolution of casess

usually good payer protection and quick resolution of cases if any issues arise. Does take a little while for all transactions to clear (both in terms of purchases and payments) Reviewed on: 7th April 2026

Great service really quick and hardly if any charge,s .

Great service really quick and hardly if any charge,s .and most of all very safe and secure. Reviewed on: 7th April 2026

I always use PayPal for my tansactions.

I always use PayPal for my tansactions. Their safety system agains scammers is phenomenal, there have been a few times where I have had to report fraudulent activity and it has been resolved straight away with the help of friendly and informative staff. PayPal is easy to use, it provides quick and simple payment options. PayPal credit is also an amazing option and fair with a decent interest rate. Reviewed on: 7th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.82 from 370 reviews
Very Account
from Shop Direct 3.38 from 27 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 78856 reviews
Payments
from PayPal 4.71 from 3758 reviews
Credit card
from PayPal 4.70 from 100 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub