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PayPal: PayPal Credit reviews

4.73
Based on 147,219 reviews, last reviewed 1st Jul 2026
4429350% increase in 5 star reviews
in the past 90 days
12900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Top Notch I feel very safe and secure when using PayPal. Quick and easy to use. You receive just the right amount of emails for what is required. Reviewed on: 1st July 2026
Sue's avatar
Sue

Latest lowest rating:

1

Love PayPal but not PayPal credit Great if you want it but difficult to cancel the PayPal credit. I think PayPal credit is purposefully confusing to hook people in. My mother didn’t re... Read more Reviewed on: 1st July 2026
Maria b's avatar
Maria b

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (147402)

I am using paypal daily and would recommend it for e...

5
I am using paypal daily and would recommend it for everyone Reviewed on: 7th April 2026

No problems.

5
No problems. Easy system. Helpful. Reviewed on: 7th April 2026

I have used PayPal credit and it's been very easy to...

5
I have used PayPal credit and it's been very easy to use Reviewed on: 7th April 2026

Great service

5
Great service allowing you to access funds you may not otherwise have whilst allowing a decent amount of time to pay it back without any additional charge Reviewed on: 7th April 2026

good credit easy to use and can overpay no problems

5
good credit easy to use and can overpay no problems Reviewed on: 7th April 2026

Easy to use

5
I’ve been using the PayPal app for a while now, and it’s easily the most reliable digital wallet I’ve tried. The interface is super clean, making it incredibly fast to send money to friends or check out online without having to dig out my credit card every time. I especially love the "Pay in 4" feature for splitting up bigger purchases interest-free. It feels much more secure than entering my info on every random website, and the instant notifications keep me on top of my spending. Definitely a must-have app for easy, secure shopping! Reviewed on: 7th April 2026

Easy to use

5
Easy to use - simply to sign up for and frequently accepted Reviewed on: 7th April 2026

fast and secure payments, easy to access and keep tr...

5
fast and secure payments, easy to access and keep track of transactions, all done with a thumbprint and 2FA Reviewed on: 7th April 2026

Easy to use and resolve all your problems if they oc...

5
Easy to use and resolve all your problems if they occur when a purchase goes wrong Reviewed on: 7th April 2026

Always great service .

5
Always great service . They really care about customer service. Reviewed on: 7th April 2026

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