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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 140,348 reviews, last reviewed 16th Jun 2026
4117100% increase in 5 star reviews
in the past 90 days
11650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal execelant experience I have been a customer for over a decade i have only had great experience Reviewed on: 16th June 2026
Kevinsanders's avatar
Kevinsanders

Latest lowest rating:

1

PayPal Credit - AVOID PayPal Credit is an extremely unhealthy and non-consumer friendly credit service. Payments take forever to process and your balance doesn’t update eve... Read more Reviewed on: 15th June 2026
Nathan J's avatar
Nathan J
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (140348)

Useful informative easy to apply for credit quick re...

5
Useful informative easy to apply for credit quick responsr.7 Reviewed on: 28th May 2025
Alrick L's avatar
Alrick L

Great experiences, good customer services.

5
Great experiences, good customer services. Reviewed on: 28th May 2025
SUSAN A's avatar
SUSAN A

The benefits of PayPal.

5
The convenience of having all my cards linked to PayPal is beyond outstanding. Additionally a PayPal credit line is invaluable when it comes to unexpected expenses. Reviewed on: 28th May 2025
Gurdyallan's avatar
Gurdyallan

Extremely easy to be use.

5
Extremely easy to be use. Never had an issue with paypal. Would highly recommend Reviewed on: 28th May 2025
Cristy's avatar
Cristy

A very straightforward service and all info provided...

4
A very straightforward service and all info provided clearly Reviewed on: 28th May 2025
Andy H's avatar
Andy H

Easy to use, good quality service

5
Very easy to use, works most places, offers a good range of services and clearly communicates the cost of using things like credit etc. Reviewed on: 28th May 2025
Tadeos S's avatar
Tadeos S

Good credit provider - well designed banking app, cl...

5
Good credit provider - well designed banking app, clear information on the website and easy to understand personalised updates via email/statements Reviewed on: 28th May 2025
Elisabeth B's avatar
Elisabeth B

Don't just pay, PayPal!

5
Whenever I do business with any suppliers I only use PayPal as it easier and safer to pay through PayPal. Reviewed on: 28th May 2025
Y I's avatar
Y I

Happy with the Service

5
I have never had to reach out to PayPal for any problems. Reviewed on: 28th May 2025
Fiona C's avatar
Fiona C

Good for spread payment and secured

4
Good for spread payment and secured Reviewed on: 28th May 2025
M Ramirez's avatar
M Ramirez

Review PayPal: PayPal Credit now

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