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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145645 reviews)

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4.73

Based on 145,629 reviews, last reviewed 27th Jun 2026

4357200% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Handy and easy So easy and flexible to use -makes budgeting a breeze Reviewed on: 27th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145645)

Reliable

Reliable, easy to use, Trustworthy Reviewed on: 7th April 2026

Very good experience while using the service and if...

Very good experience while using the service and if there is any problem the customer service respond quickly Reviewed on: 7th April 2026

PayPal un-authorised transactions decisions

I had couple of issues with more than 2 companies for un-authorised transactions that were resolved however after having multiple communications/conversations with PayPal customer services to reverse the un-faire decision for the suppliers to me. Reviewed on: 7th April 2026

Very good allows me to pay it off slowly interest...

Very good allows me to pay it off slowly interest free Reviewed on: 7th April 2026

Highly recommend, excellent service

Highly recommend, excellent service Reviewed on: 7th April 2026

Trusted experience , using it for years, good custom...

Trusted experience , using it for years, good customer service Reviewed on: 7th April 2026

Helpful sydtem

I find the system easy and very helpful managing my purchases Reviewed on: 7th April 2026

PayPal is good and supportive with financial constra...

PayPal is good and supportive with financial constraints I have used PayPal for over 20 years it has helped me greatly I have also recommended a lot of people to apply PayPal although some are unlucky to be approved but it is good to have a Paypal it is safe secure and reliable to use . I use PayPal in all my online transactions because I know if I don't receive my service or product my money will be investigated and refunded Reviewed on: 7th April 2026

Very helpful easy monthly payment

Very helpful easy monthly payment Reviewed on: 7th April 2026

I am very happy with PayPal never had a problem or l...

I am very happy with PayPal never had a problem or let down Reviewed on: 7th April 2026

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